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Bruce Martin Broyles

Bruce Martin Broyles

  • Foreclosure Defense, Appeals & Appellate, Business Law ...
  • Ohio
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Biography

Admitted to practice in 1989; Staff attorney for 11th District Court of Appeals, Associate Attorney for three litigation firms from 1992 - 2004, opened my own practice in 2004. Handle a variety of issues in Appellate practice, civil litigation, business disputes, real estate, and actively involved in foreclosure defenses.

Practice Areas
Foreclosure Defense
Appeals & Appellate
Civil Appeals, Federal Appeals
Business Law
Business Contracts, Business Dissolution, Business Finance, Business Formation, Business Litigation, Franchising, Mergers & Acquisitions, Partnership & Shareholder Disputes
Construction Law
Construction Contracts, Construction Defects, Construction Liens, Construction Litigation
Landlord Tenant
Evictions, Housing Discrimination, Landlord Rights, Rent Control, Tenants' Rights
Real Estate Law
Commercial Real Estate, Condominiums, Easements, Eminent Domain, Homeowners Association, Land Use & Zoning, Mortgages, Neighbor Disputes, Residential Real Estate, Water Law
Fees
  • Free Consultation
Jurisdictions Admitted to Practice
Ohio
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6th Circuit
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Education
Ohio State University - Columbus
J.D.
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Professional Associations
Ohio State Bar  # 0042562
Member
Current
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Websites & Blogs
Website
Blog
Legal Answers
206 Questions Answered
Q. Does Regulation Z's Ability-To-Repay Rule to Certain Situations Involving Successors-in-Interest apply to my sister?
A: Once the lender verifies that the person is a bona fide successor in interest there is not supposed to be any inquiry into the successor in interest's finances.

The CFPB issued an interpretation in 2014 stating:

the creditor's written acknowledgement of the successor as obligor is not subject to the Bureau's Ability-to-Repay Rule (ATR Rule), § 1026.43, because such a transaction does not constitute an assumption as defined by Regulation Z § 1026.20(b)
Q. If I have checks that have cleared my bank for rent and my apt filed an eviction notice, can I put my rent in escrow?
A: 1.
Q. I am a subcontractor and owner wrote a check that said final and if I cash such check I cannot file a lien. However
A: Ohio law over the years has gone back and forth on the effect of cashing a check marked "paid in full". In 1996, R.C. 1303.40 established that cashing a check marked paid in full will extinguish the debt. Even though you have a pending lawsuit, you should not cash the check.
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Contact & Map
2670 North Columbus Street
2670 North Columbus Street
Suite L
Lancaster, OH 43130
Telephone: (740) 277-7850