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Aaron Michael Lloyd

Aaron Michael Lloyd

  • Bankruptcy
  • California
Claimed Lawyer ProfileQ&ASocial MediaResponsive Law

Lloyd Legal is a premier Southern California Chapter 7 and Chapter 13 Bankruptcy Law Firm founded by Attorney Aaron Lloyd. Prior to practicing law, Mr. Lloyd attended the University of Oregon (UO) with a Bachelor of Science. He earned dual degrees in Economics and General Science, and minored in Chemistry.

Following undergrad, Mr. Lloyd went on to work for Thomson Reuters as a Senior Tax Analyst. Mr. Lloyd later attended California Western School of Law where he developed a strong passion for bankruptcy law. During law school, Mr. Lloyd gained valuable bankruptcy experience interning for various bankruptcy law firms. After earning his Juris Doctorate Degree, Mr. Lloyd founded Lloyd Legal where he oversees all aspects of Chapter 7 and Chapter 13 Bankruptcy from client intake to planning for life after bankruptcy.

Mr. Lloyd focuses exclusively on Bankruptcy Law. His Bankruptcy Law Firm concentrates on Chapter 7 and Chapter 13 Bankruptcy. Mr. Lloyd owns and manages one of Southern California’s premier client-focused Bankruptcy Law Firms. Because Mr. Lloyd believes in client satisfaction, he believes in making the bankruptcy process as smooth as possible. Consequently, he will make house calls and he will work with clients on creating affordable payment plans. Mr. Lloyd believes in his clients, as a result his clients believe in him.

In addition, Mr. Lloyd is on the forefront of bankruptcy law. For example, he regularly attends bankruptcy training seminars, bankruptcy speaking engagements, and bankruptcy panel discussions presented by local bankruptcy Trustees and Judges. Because Mr. Lloyd is regularly involved in the local bankruptcy community, he is highly skilled and experienced in bankruptcy law, and knows the necessary paperwork and documentation required to be successful in a Chapter 7 and Chapter 13 Bankruptcy.

Practice Area
  • Bankruptcy
  • Free Consultation
Jurisdictions Admitted to Practice
Federal Circuit
  • English: Spoken, Written
Professional Experience
Internship - Associate
Law Office of Gary Sehnert
California Western School of Law
J.D. (2012) | Bankruptcy Law
Top Contributor Award 2018
Awarded for regularly answering consumer bankruptcy questions.
Professional Associations
National Association of Consumer Bankruptcy Attorneys
- Current
California Bankruptcy Forum
- Current
Orange County Bar Association
- Current
San Diego County Bar Association
- Current
Articles & Publications
Chapter 7 Bankruptcy
Speaking Engagements
Reopening a Bankruptcy Case, Bankruptcy, San Diego, CA
Small Firm Lawyer's Club
Procedure of re-opening a bankruptcy case and why a practitioner would want to re-open a former client's bankruptcy case. Other issues faced when re-opening a bankruptcy case.
State Bar License to Practice Law
California State Bar
Websites & Blogs
Lloyd Legal, APC
Legal Answers
5 Questions Answered

Q. What information do you require on a free consultation on bankruptcy? I need assistance asap.
A: Hello, Generally, you would want to gather your most recently filed tax return, 6 months of paystubs if applicable, and complete a credit counseling course that usually takes about 1 hour. If you would like to discuss more and how the process works I suggest scheduling a consultation with a bankruptcy attorney. I hope this helps. Thank you, Aaron
Q. Any help for chapter 13
A: Contact a local bankruptcy attorney that is licensed to practice law in your state.
Q. What is the waiting period to file Chapter 7 that was converted from a Chapter 13?
A: 8 years from the file date of the chapter 13 bankruptcy case since that one was converted to a chapter 7 bankruptcy case and so its not really a new case but a converted case. I hope that was helpful.
Q. im ready to dig up my money
A: If you are interested in scheduling a bankruptcy consultation please contact one of us and we can get you in for a free consultation.
Q. How low an income do you have to have to file for Chapter 7?
A: Generally, it depends on your household size. However, the Means Test has many factors that may qualify a high income earner for a chapter 7 bankruptcy filing. Although the Means Test may appear to be a fill in the blank form, there is much law behind it. A thorough analysis of your financial situation is required to determine if you and your family would qualify for a chapter 7 bankruptcy case. I suggest contacting a bankruptcy attorney here on Justia to schedule an office appointment. I hope this answer provided to be helpful. Thank you, Aaron
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Social Media
Contact & Map
Lloyd Legal, APC
601. S Figueroa Street, #4050
Los Angeles, CA 90017
Telephone: (833) 252-4348
Lloyd Legal, APC
15437 Anacapa Rd.
Victorville, CA 92392
Telephone: (909) 854-4958
Lloyd Legal, APC
1255 W. Colton Ave, Suite 515
Redlands, CA 92374
Telephone: (909) 854-4958
Lloyd Legal, APC
204 E 4th Street, Suite J
Santa Ana, CA 92701
Telephone: (949) 544-9355
Lloyd Legal, APC
444 West C St., Suite 230
San Diego, CA 92101
Toll-Free: (949) 544-9355
Telephone: (949) 544-9355
Lloyd Legal, APC
1181 Puerta Del Sol
San Clemente, CA 92673
Telephone: (949) 544-9355