David Kennedy Bifulco

David Kennedy Bifulco, Esquire is a graduate of Temple University School of Law. He started in the receivables management industry as an investment banker providing access to capital for debt buyers. Attorney Bifulco has headed the debt purchasing and collection operations for U.S. Asset in Fort Lauderdale, Florida and PFS Associates in New York and Pennsylvania.

Over the past 2 decades David Kennedy Bifulco, Esquire has provided his services to the Resolution Trust Corporation, Department of Housing and Urban Development, American Arbitration Association, Pennsylvania Business Bank and NCO Group, Inc.

“I provide general legal services for consumers in the areas of debt settlement and defense for credit cards. I assist clients with loan modifications, foreclosures, landlord-tenant and consumer protection cases. I handle DUI cases and some domestic relations matters like custody issues, support modification and enforcement and no asset divorces”

• Foreclosure Law

• Free Consultation
  Free 15-minute consultation
• Credit Cards Accepted
  All Major Credit Cards Accepted

Pennsylvania

Disciplinary Board of the Supreme Court of Pennsylvania

ID Number: 310038

Since 2010

3rd Circuit

Since 2020

U.S. District Court, Eastern District of Pennsylvania

Since 2013

Manager Pennsylvania Operations Of Counsel

Pollack & Rosen P.A.

2023 - Current

CEO Compliance Attorney

Bifulco and Associates, P.C.

2014 - Current

Attorney

Law Office of David Kennedy Bifulco, P.C.

2010 - Current

President / CEO

Recovery Litigation Services, Inc.

2008 - Current

Of Counsel Pennsylvania Operations

The Schreiber Law Firm, PLLC

2013 - 2014

Attorney Network Manager

NCO Group

2002 - 2008

Temple University Beasley School of Law

J.D. (2003) | Law

1999 - 2003

Temple University

B.A. (1998) | Political Science / Criminal Justice

1995 - 1998

Honors: Magna Cum Laude; National Honor Society; Presidents List

Peirce College

A.A. (1994) | Paralegal Studies

1993 - 1994

Honors: Dean's List; Summa Cum Laude; Phi Theta Kappa

9.9/10.0 Superb Rating

Avvo

2023

Client's Choice Award

Avvo

2023

2012-2016; 2018-2019; 2022

5.0/5.0 Peer Reviewed

Martindale-Hubbell

2023

Since 2013

Certificate of Recognition

First Judicial District of Pennsylvania, Court of Common Pleas

2022

For pro bono service at the Elder Justice & Civil Resource Center

Peer Reviewed (5.0/5.0)

Martindale-Hubbell Lawyer Services

2021

Pennsylvania State Bar  # 310038

Member

Current

Philadelphia Bar Association

Member

Current

Montgomery County Bar Association

Member

2011 - Current

Activities: Lawyer Referral Service and Modest Means Legal Access Program

Ask a Real Lawyer: A question of judgment

MONTCO Today

November 27, 2018

Best Interest of the Child

Montgomery County Today

July 16, 2018

Victory Lifegroup

2015

Financial Peace University

Compliance Trends for 2023 Online

NAVEX

2023

Q. Statute of limitations for collecting back rent in PA with partial payments

February 17, 2025

A: At this point if there has not been a payment in the last 4 years the debt is not collectable through the Courts. Also, since it is so old it is unlikely that it will be successful in litigation. Most Municipalities and Landlord Tenant Courts require a rental license and valid inspections. If you don't have those documents, you can't even file in Court.

If you haven't received a payment in the last 4 years and don't have the required documents the best thing is to let it go and move on. If you are currently a Landlord make sure you are in compliance with your local Municipal rules and requirements and have your property inspection certificates.

I hope that was helpful. ... Read More

Q. Hello. I want to purchase a foreclosed home from auction in PA & want know if i am responsible for paying back any lien?

January 20, 2024

A: I agree with Attorney Winterstein's answer and would add that consulting with an Attorney and with a Title company to research the liens is extremely important. They will know what to look for. If you are a novice, you may miss liens that you could end up being responsible for. If the foreclosure sale is done because of 2nd or 3rd lien it will be sold subject to the senior liens which you will then be responsible for. There may also be Federal and State tax liens which have priority.

As Attorney Winterstein said a foreclosure sale purchase can be very tricky. Consult with professionals with experience in Sheriff sales and title searches. What you pay for the advice upfront will save you a lot of grief and expense down the road. ... Read More

Q. Do I need to file bankruptcy in order to apply federal exemptions to a default judgment against me on an unsecured loan?

September 3, 2023

A: For Federal Exemptions to apply you would need to be in Federal Court. Pennsylvania has exemptions for levy's and garnishments that a Pennsylvania attorney can advise you of. You should speak with a Pennsylvania attorney in Bradford County so they can assist you with your rights. Since you are on a low fixed income you probably qualify for legal assistance through the Bradford County Bar Association and the Pennsylvania Bar Association Pro Bono legal assistance program. This is the link to that program. https://www.palawhelp.org/ .

If this is your only debt filing bankruptcy isn't a cost-effective way to eliminate this debt. If you contact the attorney that obtained the Judgment against you and explain your situation there is a very good chance that they will either put you on an affordable payment plan, give you a very good settlement amount to pay it off and satisfy your obligation or may even forgive the debt entirely. You may want to contact the creditor's attorney for options and see if they will work with you. ... Read More