J. David Krekeler
Krekeler Law, S.C.I’m a financial problem solver who can think through unique and customized solutions for farmers, small business owners, debtors and creditors. As a principal shareholder with Krekeler Law, S.C., a firm devoted to debtor-creditor and bankruptcy matters, I work with a team of legal professionals that can deliver financial answers. Our practice includes representation of debtors, creditors, and bankruptcy trustees in cases under Chapters 7, 11, 12, and 13 of the Bankruptcy Code. I also serve as a receiver in both supplemental and Chapter 128 proceedings. I am a member of both the Creditor’s Rights section and the Bankruptcy and Insolvency section of the State Bar, a member of the Commercial Law League of America, as well as a certified Business Bankruptcy Law Specialist by the American Board of Certification. Previously, I was a chairman of the Western District Bankruptcy Bar and a member of both the National Association of Retail Collection Attorneys. With regards to my education, I was a 1979 graduate of the UW-Madison Law School, and I have a degree in Business Administration from the University of Missouri-St. Louis, as well. I frequently teach on debtor-creditor matters, and, among other publications, I am the author of Bankruptcy, Asked and Answered: Answers to Frequently Asked Questions about Bankruptcy and Financial Problems. At Krekeler Law, S.C. we provide you with the information you need so you can make the best choice for your future and ease your mind.
- Bankruptcy
- Chapter 11 Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Relief
- Collections
- Consumer Law
- Class Action, Lemon Law
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Free Consultation
Please fill out the inquiry form at www.ks-lawfirm.com. After we receive your information, a free assessment call evaluates potential next steps. -
Credit Cards Accepted
Accept Visa, Mastercard, American Express and Discover
- Wisconsin
- English: Spoken, Written
- Past Chairman
- Wisconsin District Bankruptcy Bar
- Current
- Past Chair and Committee Member
- Solo & Small Firm Conference, WI State Bar
- Current
- Member
- National Association of Consumer Bankruptcy Attorneys
- Current
- Speaker at training events
- Legal Action of Wisconsin Volunteer Lawyer Project
- Current
- Past Member
- Commercial Law League of America and National Association of Retail Collection Attorneys
- Current
- Past Instructor
- University of Wisconsin Law School Lawyering Skills Program
- Current
- Mediator Trainer
- Department of Agriculture, Trade, and Consumer Protection: Farm Mediation Program
- Current
- Member
- Department of Agriculture, Trade, and Consumer Protection: Consumer Protection Advisory Council
- Current
- Board of Directors
- Bankruptcy, Insolvency and Creditor's Rights Section, WI State Bar
- - Current
- University of Wisconsin - Madison
- J.D.
- University of Missouri - St. Louis
- B.S. | Business Administration
- -
- John Lederer Distinguished Service Award
- State Bar of Wisconsin Solo, Small Firm, & General Practice Section
- Fellows
- State Bar of Wisconsin
- The Fellows of the Wisconsin Law Foundation is an honorary program, which recognizes members of the profession in Wisconsin who are known by their peers for high achievements in their profession and outstanding contributions for the advancement and improvement of the administration of justice in the State of Wisconsin.
- Recipient
- America's Most Honored Professionals
- Best Lawyers in America 2007-Present
- Best Lawyers in America
- Wisconsin Super Lawyer in Bankruptcy 2007-Present
- Super Lawyers
- Wisconsin State Bar  # 1011125
- Member
- Current
- Recent Decision Gives New Guidance on Harvester's Liens
- AGRICULTURAL LAW AND RURAL PRACTICE BLOG
- Agricultural Clients: Help them Get Paid
- State Bar of Wisconsin Rural Ag Blog
- Wisconsin Leads Nation in Farm Bankruptcies
- State Bar of Wisconsin Rural Ag Blog
- A Business, a Way of Life: Representing Family Farms with Financial Problems
- State Bar of Wisconsin Rural Ag Blog
- Board Certified, Business Bankruptcy Law
- American Board of Certification
- Q. Do I still get the insurance money if my claim is more than the maximum amount
- A: Yes. The insurer should pay you the full policy limits and you will have a claim against the driver for the balance.
And yes, the driver could file bankruptcy, but your claim, at least that part of your claim which is for bodily injury, should be a debt which cannot be discharged.
The statute is 11USC523(a)(9)
- Q. Been paying private school loan for 13+ years and basically all in interest. Will filling for bankruptcy get rid of it?
- A: Answer: It is unlikely that your private student loans will be discharged based only on the facts provided.
Explanation: Generally, student loans, whether public or private, are not part of the discharge debtors receive in a bankruptcy. To discharge student loans in a bankruptcy, a debtor must show that the student loans would impose an “undue hardship” on the debtor. See 11 U.S.C. 523(a)(8).
“Undue hardship” is not defined in the Bankruptcy Code nor has Congress provided guidance for its interpretation. Courts have defined the “undue hardship” test using a three-part test called the Brunner test.
The Brunner test requires the following:
(1) That the debtor cannot ... Read More
- Q. What is the best approach to negotiate with a collection agency after garnishments have been issued?
- A: A: There is no single best approach to negotiating with a collection agency. How you proceed will depend upon the facts and circumstances.
But there are some basic considerations. Always start with goals. what are you hoping to accomplish? What is it that your opponent wants? Perhaps more importantly, what does each side really need? Needs must be met. Wants are negotiable.
Once you have these goals determined, there are other factors to consider. These include
Is there any dispute as to liability or amount?
What is the best alternative for your opponent to a negotiated settlement?
What is the worst alternative for your opponent to a negotiated settlement?
What is the most likely ... Read More