Leon Bayer

Leon Bayer Leon Bayer has successfully represented clients in bankruptcy for over 37 years. He is frequently called upon by the media, the California Bar and other associations to provide insight and help educate attorneys on bankruptcy issues.

Bankruptcy

Chapter 11 Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Relief

Consumer Law

Class Action, Lemon Law

• Free Consultation
• Credit Cards Accepted
• Rates, Retainers and Additional Information
  Flat fees for most bankruptcy cases, quoted in advance.

California

Since 1979

President (former)

Los Angeles Bankruptcy Forum

1995 - 1996

Served as president of California's leading insolvency professional's organization, 500+ members.

University of LaVerne College of Law

J.D. (1979)

California State University, Northridge

B.A. (1975)

Volunteer Activities

State Bar of California

2007

I have been recognized by the State Bar of California Bureau of Legal Specialization yearly for the past 10 years.

California State Bar  # 89027

Member

1979 - Current

Best Bankruptcy Book

Bayer, Wishman & Leotta

Foreclosure Survival Guide

Nolo

The New Bankruptcy and You

Nolo

Marketing Today: What is SEO Optimization? How and When Can You use Social Media to Boost Your Practice? Does the Phone Book Really Still Work?, 2016 Winter Leadership Conference - Consumer Corner, Palos Verdes, California

American Bankruptcy Institute

Other programs include: Los Angeles Lawyer’s Club and the Daily Journal Corporation, from 1999 until the program was discontinued in 2009; Speaker on bankruptcy case law developments at the State Bar of California Annual Meetings, 1984, 1986, 1987, 1988, 1989; Various bankruptcy law educational programs presented by the California Bankruptcy Forum, L.A. Bankruptcy Forum, Office of the United States Trustee, Lorman Education, and many others, too numerous to mention.

Marketing Today: What is SEO Optimization? How and When Can You use Social Media to Boost Your Practice? Does the Phone Book Really Still Work?, 2016 Winter Leadership Conference - Consumer Corner, Palos Verdes, California

November 17, 2016

American Bankruptcy Institute

Other programs include: Los Angeles Lawyer’s Club and the Daily Journal Corporation, from 1999 until the program was discontinued in 2009; Speaker on bankruptcy case law developments at the State Bar of California Annual Meetings, 1984, 1986, 1987, 1988, 1989; Various bankruptcy law educational programs presented by the California Bankruptcy Forum, L.A. Bankruptcy Forum, Office of the United States Trustee, Lorman Education, and many others, too numerous to mention.

Certified Bankruptcy Law Specialist

California State Bar

Q. Does the bankruptcy means test take into consideration that I have three kids?

9 July 2018

A: Yes it does. The bigger your household, the more generous are the deductions.

Q. Please advise what is the best way to approach it.

28 June 2018

A: Generally speaking, multiple bankruptcy filings to frustrate the legitimate actions of a lender over the same property are difficult, and will usually, but not always, be unsuccessful. The court does not like to be used as a revolving door for anyone to have all the benefits of the automatic stay without paying your way for that benefit, every month, on time. That is the debtors bankruptcy bargain. You must pay for protection. Your automatic stay will likely terminate just as automatically as it started, on or about July 1, 2018 unless you get a court order specifically extending the automatic stay prior to that date. Maybe it is time to walk away from the house? I am sorry about being so blunt. I mean you no offense, and only seek to inject some common sense in a painful situation. Sometimes we bite off more than we can chew. While I hope you have a good outcome, I don't see the seeds of that success in the facts that you have laid out. It may be that there is simply no solution that can allow you to continue owning the property. I'm guessing this is a rental property, that you are dependent on the income, but can not afford the mortgage?

Q. What are the requirements to file for Chapter 7

28 May 2018

A: Assuming your case will be what we call a "consumer" bankruptcy, you will have to pass the "means test", have the required credit counseling, and establish that your living expenses are reasonable, necessary and uses up all of your disposable income. But there is an awfully lot more that has to be looked at, and there is no way to dig deeper without a complete analysis of a baker's dozen of other factors that may or may not apply to any particular case. The best way to know what your really need to know, is for you to meet with a bankruptcy specialist. A modern bankruptcy case is no a do-it-yourselfer.