Loyd J. Bourgeois is a disability, accident, and personal injury lawyer, an author, and the founder of Louisiana law firm, Loyd J Bourgeois Injury & Accident Lawyer. Since founding his law firm in 2010, Loyd has been dedicated to helping individuals navigate the complexities of personal injury, ERISA long-term disability, and Social Security disability cases with compassion and guidance.
Loyd left a promising engineering career to pursue a legal degree from Tulane University School of Law, where he graduated cum laude. Loyd’s journey to found his firm began after a personal experience with the insurance system opened his eyes to the challenges injured individuals and those with disabilities face.
Over the past decade, Loyd has built LJBLegal into a trusted legal resource for individuals across Southeast Louisiana, including St. Charles Parish, where his practice is deeply rooted. His unique combination of empathy and expertise has made him a go-to advocate for those seeking fair outcomes in their most difficult times.
As a thought leader in his field, Loyd has authored legal guides that demystify complex topics like disability claims and personal injury cases. These guides reflect his mission: empowering clients to make informed decisions while standing by them every step of the way.
A Louisiana native, Loyd lives in St. Charles Parish with his wife, Lindy, and their three children. Outside the courtroom, he is active in the community, supporting local schools, sports teams, and organizations. Loyd’s commitment to his clients and community is unwavering, and his legal practice is defined by integrity, resilience, and a focus on achieving meaningful results.
- Personal Injury
- Brain Injury, Car Accidents, Construction Accidents, Motorcycle Accidents, Premises Liability, Truck Accidents, Wrongful Death
- Insurance Claims
- Bad Faith Insurance, Business Insurance, Disability Insurance, Health Insurance, Life Insurance, Motor Vehicle Insurance, Property Insurance
- Social Security Disability
- Asbestos & Mesothelioma
- Car Accidents
- Disability Law
- Insurance Bad Faith
- Public Benefits
- Free Consultation
- Contingent Fees
- Louisiana
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- English
- attorney, owner
- Loyd J. Bourgeois Injury & Accident Lawyer
- - Current
- Attorney
- Private law firm
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- Property Insurance Defense, Plaintiff Personal Injury, Successions, Environmental/Toxic Tort Litigation, General Civil Practice
- Environmental Engineer/Hazardous Waste Manager
- United States Government Contractor
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- Contract engineer for U.S. military facility responsible for managing hazardous waste compliance
- Attorney
- Private law firm
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- Admiralty/Maritime Defense; Insurance Defense
- Attorney-Intern
- Private law firm
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- Legal intern for prominent plaintiff personal injury practice.
- Tulane University School of Law
- J.D.
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- Honors: Cum Laude Graduate
- Activities: Tulane Environmental Law Journal
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- Louisiana State University - Baton Rouge
- B.S. | Environmental Engineering
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- 27th Edition of The Best Lawyers in America©
- Best Lawyers
- Best Law Firms
- U.S. News & World Report
- 26th Edition of The Best Lawyers in America©
- Best Lawyers
- Best Law Firms 2020
- U.S. News & World Report
- 25th Edition of The Best Lawyers in America©
- Best Lawyers
- River Region Chamber of Commerce
- Member
- - Current
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- American Association for Justice
- Member
- - Current
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- American Association for Justice, Motor Vehicle Collision, Highway and Premises Liability Section
- Member
- - Current
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- American Association for Justice, Social Security Disability Law Section
- Member
- - Current
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- Louisiana Association for Justice
- Member
- - Current
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- National Organization of Social Security Claimant's Representatives (NOSSCR)
- Member
- - Current
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- United Way of St. Charles Parish
- Board Member
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- Activities: Volunteer Board Member for United Way of St. Charles Parish, an umbrella organization responsible for distributing over $2,000,000 in donations to local community.
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- Louisiana State Bar Association, Solo and Small Firm Section
- Member
- - Current
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- Louisiana State Bar
- Member
- - Current
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- United States District Court for the Eastern District of Louisiana
- Member
- - Current
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- United States District Court for the Middle District of Louisiana
- Member
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- United States District Court for the Western District of Louisiana
- Member
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- United States Fifth Circuit Court of Appeal
- Member
- - Current
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- 16 Sensible Actions to Help You Plan and Prepare for Your Divorce
- Word Association Publishers
- Quick Guide to Louisiana Accident and Injury Claims
- CreateSpace Independent Publishing
- 9 Mistakes That Can Disable Your Social Security Disability Claim
- CreateSpace Independent Publishing
- 8 Deadly Mistakes That Can Disable Your SSDI Claim and 6 Actions That May Help You Win!
- Ezine Articles
- "Legal Zoom"ing your Property Away: The Dangers & Pitfalls of Do-It-Yourself Estate Planning, Estate Planning Program Guest Speaker
- Career Day, Mimosa Park Elementary
- Career Day, R.K. Smith Middle School
- Lawyers in Libraries, St. Charles Parish Library
- Career Day, Albert Cammon Middle School
Experience the LJB Difference
What makes LJB Legal different from other Metairie personal injury lawyers? 1) We listen, and we'll call you back! 2) We're hard-working Louisiana citizens who never thought we'd have to...
Loyd J Bourgeois | Disability and Injury Lawyer
I'm Loyd J Bourgeois blessed with three beautiful children and a loving wife. I grew up in Marrero and then Bayou Gauche, where family and community meant everything. My journey...
- Q. Could I go to jail for a car accident without insurance in Louisiana?
- A: Unlikely you will face jail time for this. While I am not a criminal lawyer, I have helped clients without vehicle insurance in the past and none have gone to jail solely for lack of vehicle insurance. If you are hurt, you should speak to an attorney however. While you may not have had insurance, the at-fault party driving your vehicle may have been covered by their own insurance.
- Q. Legal options for car accident injuries when insurance lapsed
- A: Unfortunately, if the crash occurred in March 2023, the matter is prescribed - meaning your claim is lost. If the date you entered is wrong and the crash occurred recently in March 2025 - you may have options. Even though the insurance on your vehicle was lapsed and the claim may be subject to Louisiana's No Pay, No Play law, depending on a number of facts and the amount of damages, you may be able to file a claim. I would suggest reaching out to a lawyer right away to discuss the specific facts of this in more detail.
- Q. My husband and I were rear ended in shv on 4/5/24 we have been represented for injury to insurance company. However the
- A: I'm sorry to hear you're going through this. If you were injured in the incident, and the insurance company is not offering a fair settlement, you should retain a personal injury lawyer in Louisiana who can collect all of the evidence of the incident as well as your medical treatment to ensure you receive full financial justice.
