Mark Bredow

Bredow Law PLC Offers a true $0 Down Chapter 7 Bankruptcy. You can start with us today for $0. You pay only the filing fee. Low-income families may qualify for a filing fee waiver. We will help you get a free credit report and we'll pay the cost of your pre-bankruptcy credit counseling class. Legal fees start as low as $49.00, and there's no payment for up to 30 days.

I enjoy helping ordinary people seek protection from creditors both inside and outside of bankruptcy. In my 26 years in the law of debt collection and debt defense, I have gained extensive knowledge and experience in Chapter 7 and Chapter 13 law. I know how your creditors operate because I have represented your creditors, including banks, mortgage companies, hospitals, credit card companies, landlords, and condominium associations. I have also represented the government's interests maintaining fairness to all in the bankruptcy process, as part of the Chapter 13 Trustee's Program. I bring my knowledge from these relationships to work for you, the consumer.

Because I have represented virtually all sides in debt and bankruptcy cases, my law firm, Bredow Law PLC, has a unique insight into the motivations of debtors, creditors, and Bankruptcy Trustees. My experience and insight allow me to provide you with unique and insightful solutions for your situation. Whether you are an individual or small business owner, my broad experience and specialized skills allow us to give you the highest quality representation at an affordable cost.

• Free Consultation
  We Offer Qualified Clients $Zero Down Bankruptcy. Pay $0 To File! Free Telephone Consultation.
• Credit Cards Accepted
• Rates, Retainers and Additional Information
  $0 To File Chapter 7. Payments as low as $49 after you file. 100% Attorney Representation. Includes Credit Counselling. Low Down Payments for Chapter 13 - Ask about our zero-down payment Chapter 13.

Michigan

State Bar of Michigan

ID Number: P49744

Since 1994

6th Circuit

Since 2008

U.S. Bankruptcy Court - Eastern District of Michigan

U.S. Bankruptcy Court - Northern District of Ohio

U.S. Bankruptcy Court - Western District of Michigan

Wayne State University Law School

J.D. (1994) | Law

1989 - 1993

Central Michigan University

B.A. (1985) | Accounting

1981 - 1985

Dale Carnegie Institute: Award For Highest Achievement

Bredow Law PLC

2012

Selected by peers as having completed the program with the highest achievement.

Michigan State Bar  # 49744

Member

Current

Detroit Consumer Bankruptcy Association

member

Current

Mortgage Issues for Borrowers, Creditors and Trustees, 23rd Annual Federal Bar Association, Western District Michigan, Bankruptcy Seminar, Boyne Falls, Michigan

June 10, 2011

Federal Bar Association of Michigan

Representing Clients in Chapter 13 Proceedings Pre-Confirmation, Bankruptcy Certificate Series: The Basics of Chapter 13 Bankruptcy, Plymouth, Michigan

January 19, 2010

Institute of Continuing Legal Education

The Only Cram-Down Left? Lien Stripping and Valuation, Detroit Consumer Bankruptcy Conference, Troy, Michigan

November 5, 2008

American Bankruptcy Institute

The Bankruptcy Reform Act One Year Later, AMC Mortgage Services Attorney Summit, Long Beach, California

January 11, 2007

AMC Mortgage Services

The Bankruptcy Reform Act, DS News Five-Star Conference Attorney Summit, Dallas, Texas

September 20, 2006

DS News

Q. if some one files chapter 13 in 2018 and then converts it to a chapter 7 in 2020

February 4, 2021

A: Yes, conversion to Chapter 7 commences a new start date.

Q. In Michigan, can you file a motion to set aside a default and a motion for summary disposition at the same time?

January 23, 2021

A: I agree with Mr. Harris. After a default is entered, even if a default judgment has not, the defaulted party (you) may not take any other action until the default is set aside.

You can file the motion, but its not authorized. And, if you file a motion for summary disposition at the same time, the court will probably ignore it, but the other party may feel like they cannot ignore it and may, to protect their client, either file a motion to strike your pleading or file a response to your motion. Either way, your action has caused them to take legal action and incur legal fees because you filed a motion that was not yet permitted. They would be justified in asking the court to strike your motion and award them the costs they incurred due to your action.

Don't do it. ... Read More

Q. I illegally got pulled over

January 16, 2021

A: It is nearly impossible to "prove" that you were pulled over illegally. Don't waste your time. You will irritate the court and harm your case. All police need is "reasonable suspicion" that a traffic offense could be occurring to pull you over for a brief investigation.

Regarding your tinted windows. Michigan law prohibits tinted windows in the front windshield or side windows. There are two exceptions: a tinted film is allowed along the top edge of the windshield and the side windows as long as it does not extend more than 4 inches from the top of the windshield, nor lower than the shade band, whichever is closer to the top of the windshield, and if lower than that, you are ok so long as the tint is not more than 35% or more in the visible light range. If your tint covers the full window, then you would have to prove that the tint was not more than 35%. You will have to figure out how to prove that.

Regarding insurance. If you did not have a valid and active policy, you lose. If you had a value policy at the time of the ticket, but didn't have the certificate with you, set the matter for a Formal Hearing. Then, BEFORE the appearance date listed on the citation, contact the Court, and submit (in-person or mail, or fax, if permitted) a copy of the proof of insurance to the court. If you do that, the law states that the court shall not assess a fine or costs, nor forward the ticket to the secretary of state, but the court may assess a fee of not more than $25.00, which shall be paid to the court funding unit.

As always, I recommend that you hire an attorney to represent you. ... Read More