Saint Onge Communications & Internet Lawyers

Dixie Hieb is a Financial Services lawyer at Davenport, Evans, Hurwitz & Smith, LLP in Sioux Falls, SD. Her practice is focused on bank regulatory compliance and trust company formation and operation. Dixie’s regulatory practice covers all facets of consumer disclosures, including those related to credit cards, prepaid cards, student loans, other closed-end loans, and deposit accounts. She has expertise in electronic banking and electronic delivery of disclosures, and she advises clients on CRA issues. Dixie is also a Certified Public Accountant.

Dixie has received a Martindale-Hubbell Distinguished Peer Rating, indicating the attorney is widely respected for high professional achievement and...

A native of Burke, South Dakota, Tiffany joined the firm in 2007. Her practice focuses primarily on banking and financial services law with an emphasis on bank regulatory compliance. Tiffany advises clients with regard to matters involving various state and federal banking laws, including the Truth-in-Lending Act (TILA), Telephone Consumer Protection Act (TCPA), Equal Credit Opportunity Act (ECOA), Gramm-Leach-Bliley Act (GLBA), Bank Secrecy Act (BSA), Electronic Fund Transfer Act (EFTA), Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), UDAAP, E-SIGN, and their implementing regulations. Tiffany also regularly assists financial institution clients in the drafting of consumer disclosures...

Keith Gauer is a Financial Services lawyer at Davenport, Evans, Hurwitz & Smith, LLP in Sioux Falls, SD. His practice is focused on the representation of banks and companies involved in the development, marketing, and distribution of financial services. He regularly counsels banks with respect to the negotiation and drafting of agreements related to national financial products, including contracts relating to credit card products, prepaid cards, student loans, and other national products. While representing payment card issuers, Keith also regularly works on agreements to document the transfer of card portfolios between institutions. In connection with payment card programs, Keith has...