Mathews Consumer Lawyers

From our offices in downtown Fairhope, Ham & Associates, LLC, is prepared to offer experienced and effective representation for matters involving family law, business law, probate law, criminal defense and more. We are more than your lawyers, we are your neighbors. The families of our attorneys have strong roots in the community, going as far back as the 1800s, and we understand how to operate effectively in the Alabama state courts as well as the Mobile and Baldwin area municipal courts. Our friendly staff will guide you every step of the way through your legal matter. Put our experience and our...

Early in my adult life, I faced the same challenges many of my clients now experience, dealing with credit issues, overwhelming financial stress, and feeling powerless against large institutions. I know what it’s like to be denied opportunities because of credit scores and other financial issues. I remember the frustration of trying to rebuild my credit, which seemed impossible to fix and the toll it took emotionally and financially. Those experiences lit a fire in me. They led me to law school with a purpose: to stand up for people like me, people who just want a fair shot at rebuilding...

Primarily represent Consumers in disputes involving Lenders (including Mortgages), Auto Dealers and other Credit Sellers; in actions involving fraud, deceptive trade practices, fraudulent foreclosure practices, unfair or illegal debt collection practices (including threats of criminal prosecution) and invasion of privacy. Also represent debtors (consumers and small businesses) in bankruptcy courts, including lawsuits (adversary proceedings) brought within bankruptcy court against Creditors & 3rd parties (dealers), &/or pending state court suits removed for pursuit in bankruptcy court, &/or challenging discharge of certain debts or seeking declarations of dischargeability on otherwise non-dischargeable debts(i.e., student loans).