W. J. Winterstein Jr.

A solo practitioner, I work from a home office in Boyertown, PA, about 30 miles from center-city Philadelphia, and most of my cases are litigated in Philadelphia and Reading courts. With the assistance of local counsel, I also handle matters in Delaware. I have over 30 years experience in both state and federal courts; bankruptcy and mortgage foreclosure/workout are a large part of my practice. There isn't much I haven't seen, or done.
Currently rated "Distinguished" by the "gold standard" of lawyer ratings.
PLEASE CONTACT ME BY EMAIL FIRST, as that is my preference, and more reliable for each of us.

• General Civil

• Free Consultation
  I am happy to chat with you about your issues, for no charge, for up to one hour.

Pennsylvania

Disciplinary Board of the Supreme Court of Pennsylvania

Since 1991

Attorney

Law Office of W.J. Winterstein, Jr.

1976 - Current

Over 30 years experience in bankruptcy reorganizations, out of court workouts, debtor/creditor, civil practice in all state and federal courts in PA, OK, with practice encompassing NJ and DE through local counsel. Admitted to Third Circuit, Tenth Circuit, and U.S. Supreme Court, and all lower courts in PA.

Oklahoma City University School of Law

J.D.

1974 - 1976

Honors: Graduated with honors, 2nd of 208, 1976

BV Rated

Martindale-Hubbell

2016

PA Bar Association

member

2007 - Current

Eastern district of PA Bankruptcy Conference

Member

1992 - Current

Q. Can I pause my installment agreement to pay for my chapter 13 bankruptcy

November 23, 2024

A: An "installment agreement" for what? Youe house, a car, a debt consolidation program?

There are various ways to pay for a Ch. 13 bankruptcy, but to answer your question reliably, a practitioner will need your fully detailed financial situation.

Confer with an experienced bankruptcy attorney in Ohio for your best answers.

Q. My husband died. I can't afford the home, boat and camper that is in our names. How do I liquidate? File bankruptcy?

November 15, 2024

A: Filing for bankruptcy relief is a serious matter, determined by consideration of all your assets and debt, and your income and future plans.

In PA, you can put house, camper and boat solely in your name by filing a Certificate of Death, way cheaper than filing for bankruptcy. Once in your name alone, you can sell at your leisure (or as your income requires).

Spend an hour with an experienced NC attorney to discuss your options.

Q. If my Chapter 13 payment increases, where does that extra money go if I have a set amount to pay off in 5 years?

November 13, 2024

A: YOU, as a Ch. 13 debtor, propose a Plan. So you didn't "get put into" any Plan.

If your Plan deals with secured creditors with perfected liens on property you retain, "extra" money may pay accruing interest on those claims.

And "extra" money may pay administrative claims of lawyers or the Ch. 13 Trustee.

These are just educated guesses, as any bankruptcy lawyer must have full facts to answer your questions.