Flat Rock Bankruptcy Lawyers

G. John  Dezenberg Jr
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G. John Dezenberg Jr
Huntsville, AL Bankruptcy Attorney
(256) 715-9915 2700 Winchester Road
Suite G
Huntsville, AL 35811
Free ConsultationBankruptcy
University of Alabama School of Law
2021 Celebrates my 35th year of practicing Bankruptcy Law in North Alabama. Dezenberg & Smith, PC, was formed in 2017 by myself and Brandon N. Smith to provide quality Bankruptcy Legal Services to the people of North Alabama. We are both graduates of the University of Alabama School of Law and both of us are committed members of the National Association of Consumer Bankruptcy Attorneys. We are both serious about our sacred oath to always give the best legal advice to clients and to never advise a client to file Bankruptcy if there is another feasible option....
Sara J. Doty
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Sara J. Doty
Huntsville, AL Bankruptcy Lawyer with 16 years of experience
(256) 519-9970 4725 Whitesburg Drive South
Suite 202
Huntsville, AL 35802
Free ConsultationBankruptcy
Birmingham School of Law
Sara is passionate about helping families plan for the future and protect what is most important to them. This includes implementing estate plans, as well as assisting clients to address more complex planning situations such as planning for loved ones with special needs, estate tax planning, income tax planning, asset protection, adoptions and step-parent adoptions. Always willing and able to explain complicated legal concepts clearly and concisely, Sara is skilled at working with her clients to ensure their plan will work now and in the future. Sara is a member of the Alabama State Bar as well as the United...
Brandon N. Smith
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Brandon N. Smith
Decatur, AL Bankruptcy Lawyer
(256) 900-1876 517 Bank Street
Suite A
Decatur, AL 35601
Free ConsultationBankruptcy
University of Alabama School of Law
Born in Mobile, Alabama, during 1989, Brandon N. Smith later relocated to Slidell, Louisiana, in 1999. His academic journey led him to Louisiana State University, where he earned a B.S. in Biology in 2012. Continuing his education, he enrolled in the University Of Alabama School Of Law, distinguishing himself as one of only two students in his graduating class to enroll in all three Consumer Bankruptcy Courses offered by the institution. During his time at the UA Law School, he earned the position of Articles Editor for the Journal Of The Legal Profession, a role he held in both 2014 and...
Ronald Chester Sykstus
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Ronald Chester Sykstus
Huntsville, AL Bankruptcy Attorney with 36 years of experience
(256) 539-9899 225 Pratt Ave NE
Huntsville, AL 35801
Free ConsultationBankruptcy
Northern Illinois University
Ron Sykstus has been helping the people of Alabama with their financial issues, social security disability, and veterans assistance problems for over 20 years.
Amy Kondrath
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Amy Kondrath
Huntsville, AL Bankruptcy Lawyer with 25 years of experience
(256) 539-9899 225 Pratt Ave NE
Huntsville, AL 35801
Free ConsultationBankruptcy
Thomas Goode Jones School of Law, Faulkner University
Amy K. Tanner concentrates her law practice in the area of consumer bankruptcy law in the Huntsville and Decatur offices of the firm and is a shareholder in several of the Bond and Botes, P.C. offices located throughout the southeast.
S. Mitchell Howie
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S. Mitchell Howie
Huntsville, AL Bankruptcy Attorney with 40 years of experience
(256) 533-2400 100 SOUTH JEFFERSON STREET
Huntsville, AL 35801
Free ConsultationBankruptcy and Insurance Claims
University of Alabama School of Law
S. Mitchell Howie, better known as "Mitch" to Huntsville lawyers and clients alike, was raised in Huntsville Alabama, graduating from Huntsville High School in 1972.

He attended the University of Virginia and graduated from the University of Alabama in 1976. He completed law school at the University of Alabama in 1980.

After working in the oil fields in the Gulf of Mexico and practicing law for several years in the state of Texas, he returned to his hometown of Huntsville, Alabama to raise his family and start his private practice. Mitch practiced law on the North side of the Madison County Courthouse...
Jack Boyd Sabatini
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Jack Boyd Sabatini
Huntsville, AL Bankruptcy Attorney with 47 years of experience
(256) 534-4557 108 Southside Square
Huntsville, AL 35801
Free ConsultationBankruptcy
Cumberland School of Law, Samford University
If you are ready to discuss the benefits of consumer bankruptcy with a lawyer who has more than 30 years of experience, Jack B. Sabatini is ready to speak with you. Mr. Sabatini looks forward to meeting you, listening carefully to your problems, and working with you to move toward the brighter day your family deserves.

Mr. Sabatini holds a BA from Emory University and a JD from Cumberland School of Law. He has practiced in North Alabama for the majority of his career and is well respected in the Huntsville legal community.

Contact our office to discuss Chapter 7 and Chapter...
Tazewell T Shepard III
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Tazewell T Shepard III
Huntsville, AL Bankruptcy Lawyer with 45 years of experience
(256) 512-9924 303 Williams Avenue
Suite 1411
Huntsville, AL 35801
Free ConsultationBankruptcy and Business
University of Alabama - Tuscaloosa
Jeffrey Brock Irby
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Jeffrey Brock Irby
Huntsville, AL Bankruptcy Lawyer with 25 years of experience
(256) 882-2222 300 Clinton Avenue W.
Suite 23
Huntsville, AL 35801
Bankruptcy and Tax
University of Oklahoma College of Law and University of Alabama School of Law
Jeff is committed to helping his clients through hard times with liabilities and tax issues. His law firm specializes in bankruptcy and tax resolution. He strongly values client collaboration, and he works hard to provide his clients with the knowledge and resources they need to find solutions to their financial circumstances. He has spent over 20 years working with residents across northern Alabama, resolving bankruptcy issues and providing support for all tax-related issues. He grew up in Madison County and is proud to serve the community that made him who he is today. Jeff earned a Bachelor of Arts (BA)...
James Vercell Seal
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James Vercell Seal
Anniston, AL Bankruptcy Attorney
(256) 403-0521 620 Quintard Avenue
Anniston, AL 36201
Bankruptcy and Consumer
Birmingham School of Law
James R Howison
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James R Howison
Huntsville, AL Bankruptcy Lawyer with 21 years of experience
(256) 882-5673 807-C Shoney Drive
Huntsville, AL 35801
Bankruptcy and Real Estate
Samford University
Born and raised in Huntsville, Alabama, I am a graduate of the University of Alabama in Huntsville (1998) and the Samford University Cumberland School of Law (2002). I am licensed to practice law in the State of Alabama and have been admitted before the Federal District Court for the Northern, Middle and Southern Districts of Alabama.

From an early age, I learned that the most powerful skill that can be mastered is the ability to change someone’s mind… which is why I became a lawyer. The most rewarding part of my job is advocating for those in need and using...
Melissa Wimberley Larsen
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Melissa Wimberley Larsen
Huntsville, AL Bankruptcy Attorney with 32 years of experience
(256) 970-4217 521 Madison St, Suite 201
Huntsville, AL 35801
Bankruptcy and Business
Samford University
A. Wilson Webb
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A. Wilson Webb
Gadsden, AL Bankruptcy Attorney with 40 years of experience
(256) 543-0150 924 3rd Avenue
Suite B
Gadsden, AL 35901
Bankruptcy, Administrative, Business and Consumer
Cumberland School of Law, Samford University
Primarily represent Consumers in disputes involving Lenders (including Mortgages), Auto Dealers and other Credit Sellers; in actions involving fraud, deceptive trade practices, fraudulent foreclosure practices, unfair or illegal debt collection practices (including threats of criminal prosecution) and invasion of privacy. Also represent debtors (consumers and small businesses) in bankruptcy courts, including lawsuits (adversary proceedings) brought within bankruptcy court against Creditors & 3rd parties (dealers), &/or pending state court suits removed for pursuit in bankruptcy court, &/or challenging discharge of certain debts or seeking declarations of dischargeability on otherwise non-dischargeable debts(i.e., student loans).
Ted Leon Williams Jr
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Ted Leon Williams Jr
Oneonta, AL Bankruptcy Lawyer
(205) 625-5211 311 A First Avenue East
Oneonta, AL 35121
Bankruptcy
Birmingham School of Law(AL) and Thomas Goode Jones School of Law, Faulkner University
Peter Monfore Neil
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Peter Monfore Neil
Decatur, AL Bankruptcy Attorney with 39 years of experience
(256) 351-2058 107 2nd Ave NE
Decatur, AL 35601
Bankruptcy
Mr. Howard Wayne East
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Mr. Howard Wayne East
ANNISTON, AL Bankruptcy Attorney with 32 years of experience
(256) 235-3863 Post Office Box 1092
ANNISTON, AL 36202
Bankruptcy
Alabama, University of School of Law and University of Alabama School of Law
Eric Heath Johnson
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Eric Heath Johnson
Birmingham, AL Bankruptcy Lawyer with 30 years of experience
(205) 833-7656 5582 Apple Park Drive
Birmingham, AL 35235
Free ConsultationBankruptcy
Cumberland School of Law, Samford University
Richard L. Collins
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Richard L. Collins
Cullman, AL Bankruptcy Attorney with 28 years of experience
(256) 739-1962 422 Third Ave SE
Cullman, AL 35055
Bankruptcy
Steven M. Howie
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Steven M. Howie
Huntsville, AL Bankruptcy Lawyer with 40 years of experience
(256) 533-2400 107 Northside Sq
Huntsville, AL 35801
Bankruptcy
Eric M. Wilson
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Eric M. Wilson
Tuscaloosa, AL Bankruptcy Attorney with 28 years of experience
(205) 349-1280 1902 8th Street
Tuscaloosa, AL 35401
Free ConsultationBankruptcy and Consumer
University of Alabama School of Law
Eric was born and raised in Tuscaloosa, Alabama. Member - Christ Episcopal Church Chairman - Tuscaloosa City Schools Board of Education Graduate of Central High School B.A. 1993 Economics - VANDERBILT UNIVERSITY J.D. 1996 - THE UNIVERSITY OF ALABAMA SCHOOL OF LAW Editor - The Alabama Law Review Frequent lecturer about consumer Chapter 13 and Chapter 7 bankruptcy Member N.A.C.B.A Member N.A.C.A In his spare time Eric enjoys spending time with his son (Ethan) and his terrier (Ozzie) as well as staying fit. Eric is a four time Ironman Triathlete and avid tennis player. Eric is currently the Chairman of the Board of Education for the Tuscaloosa...
Kevin M Ryan
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Kevin M Ryan
Loxley, AL Bankruptcy Attorney with 26 years of experience
(251) 431-6012 26520 S Holley St Unit C
Loxley, AL 36551
Free ConsultationBankruptcy
Cleveland State University
Attorney Kevin Ryan has practiced in the area of consumer and business bankruptcy law for more than 20 years. He worked his way through the College of Wooster, in Wooster Ohio while employed in the evenings. He was a four (4) year letterman and three (3) year starter on the College of Wooster football team and was a member of the NCAC All Conference Team (1992) and All Academic Team ( 1991-1992). After college, Attorney Ryan attended evening law school at The Cleveland Marshall College of Law while working...
Susan Michele Schaefer
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Susan Michele Schaefer
Prattville, AL Bankruptcy Lawyer with 36 years of experience
(334) 440-6261 P.O. Box 681586
Prattville, AL 36068
Free ConsultationBankruptcy
Valparaiso University School of Law
Susan Michele Schaefer has over 30 years of professional experience. She began her career as a trial attorney before establishing a decades-long career at the Social Security Administration (SSA). She is also accredited by the U.S. Department of Veterans Affairs. Practice areas include Social Security disability, VA disability, bankruptcy, and wills and estates.

She has a wealth of knowledge about disability from extensive field experience at the Disability Determination Services, and at the Office of Hearings Operations as a Hearing Office Director, Supervisory Attorney, and Senior Attorney, and at Social Security National Headquarters as Deputy Director, Branch Chief. Ms. Schaefer know...
Rafael Gil III
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Rafael Gil III
Dothan, AL Bankruptcy Lawyer with 23 years of experience
(334) 673-0100 111 Adris Place
Dothan, AL 36303
Free ConsultationBankruptcy
Thomas Goode Jones School of Law, Faulkner University and Auburn University
Rafael Gil was admitted to practice in 2000. Prior to attending law school, he was employed in the banking field. Having a background in finance and banking, during law school, Rafael decided to practice in the area of Bankruptcy Law. Rafael Gil clerked for a bankruptcy attorney for two years, before graduating from law school. Upon graduating, he moved to Dothan AL and opened up his law office in 2000 concentrating his practice to Bankruptcy Law. In the process, he has filed thousands of bankruptcy cases, representing both individuals and businesses. Rafael Gil III was born in San Juan,...
James Edward Loris Jr
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James Edward Loris Jr
Selma, AL Bankruptcy Attorney with 31 years of experience
(334) 872-9280 1721 Broad Street
Selma, AL 36701
Free ConsultationBankruptcy
Birmingham School of Law
Our Bankruptcy Law Firm has been representing Consumer Debtors in Chapter 13 Debt Consolidation and Chapter 7 Straight Bankruptcy cases since 1993. We can stop the Foreclosure of your Home, stop Repossession of your Automobile and stop the Garnishment of your Paycheck. We can also provide relief with Taxes and Back Child Support. We provide a Free, Confidential consultation with Evening and Weekend Appointments available for your convenience. “We Help Good People Through Bad Times”
Paula C. Greenway
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Paula C. Greenway
Birmingham, AL Bankruptcy Lawyer with 28 years of experience
(205) 324-4000 505 20th St N #1220
Birmingham, AL 35203
Free ConsultationBankruptcy
Birmingham School of Law
Soon after receiving her J.D. from the Birmingham School of Law, Paula Greenway opened up her own law firm where she now helps individuals who are struggling with substantial amounts of debt. As a bankruptcy lawyer, she strives to effectively assist her clients so that they can make the best financial decision for their situation. Due to her many years of experience, Paula is licensed to practice in the federal courts for the Northern and Southern districts of Alabama as well as the Alabama Supreme Court. She is currently a member of the National Association of Consumer Bankruptcy Attorneys and...
Michael Derek Brock
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Michael Derek Brock
Birmingham, AL Bankruptcy Lawyer with 33 years of experience
(800) 884-9600 604 38th St S
Birmingham, AL 35222
Free ConsultationBankruptcy
University of Arkansas - Fayetteville
Michael Brock was born in Pensacola, Florida in 1965. He graduated from Louisiana State University with a Bachelor’s degree in Criminal Justice in 1987, and received his Doctor of Jurisprudence degree from the University of Arkansas in 1991. Mike has served this country in the United States Army as a Judge Advocate General (JAG) and was appointed as a Special Assistant United States Attorney for the Middle District of Alabama. He was admitted to practice law in the state of Arkansas in 1991 and has been admitted to practice law in the state of Alabama since 1994. Mike limits his...
William Gregory Biddle
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William Gregory Biddle
Birmingham, AL Bankruptcy Attorney with 35 years of experience
(205) 328-3328 2100 1st Avenue North
Suite 340
Birmingham, AL 35203
Free ConsultationBankruptcy
University of Alabama School of Law
Greg Biddle has practiced law for over 30 years.  Mr. Biddle concentrates his practice in the areas of Bankruptcy and Debtors Court for individuals.  He practices almost exclusively in the Birmingham area including Jefferson, Shelby, and Blount counties.

Mr. Biddle served as Law Clerk to the Honorable Richard Stair, Jr., United States Bankruptcy Judge in Knoxville, Tennessee.  He also served as an intern to the Honorable George S. Wright, United States Chief Bankruptcy Judge in Tuscaloosa, Alabama.

Mr. Biddle graduated from the University of Alabama School of Law in Tuscaloosa, Alabama in 1989 earning a Juris Doctorate degree.  While in law school,...
Gregory C. Starkey
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Gregory C. Starkey
Birmingham, AL Bankruptcy Attorney with 19 years of experience
(205) 581-9790 2016 10th Ave South
Suite 101
Birmingham, AL 35205
Free ConsultationBankruptcy
Birmingham School of Law
Gregory C. Starkey founded the Birmingham Men’s Law Firm to represent the interest of husbands, fathers and other men who ware involved in Divorce and Family Law matters.

Mr. Starkey received his Bachelor’s degree in marketing from the University of Alabama at Birmingham and then received his law degree from the Birmingham School of Law where he was ranked in the top 10 of his class.

Mr. Starkey has practiced law since 2004. During that time his legal practice has also included bankruptcy, Social Security Disability, evictions and tax law issues. This diverse background is very beneficial to his Family Law...
Christopher Weaver
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Christopher Weaver
Bessemer, AL Bankruptcy Lawyer with 8 years of experience
(205) 670-1102 214 16th Street North
Bessemer, AL 35020
Free ConsultationBankruptcy and Consumer
Samford University and Jacksonville State University
David R. Clark
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David R. Clark
Prattville, AL Bankruptcy Attorney with 24 years of experience
(334) 361-7750 830 Peachtree Street
Prattville, AL 36066
Free ConsultationBankruptcy
University of Alabama School of Law
I have a wide-range of experience from working as: (1) an associate for a year with a defense law firm in Birmingham, Alabama, where I was assigned to many complex civil law suits; (2) an Assistant Attorney General for the State of Alabama for three years handling death penalty appeals; and (3) a US Army lawyer (JAG) since 2002 (with more than 4 years on active duty to include two deployments to the Middle East). Since 2007, I have been in private practice in Prattville, Alabama. My law firm focuses on immigration, bankruptcy, criminal defense,...
Gary Wyatt Stout
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Gary Wyatt Stout
Birmingham, AL Bankruptcy Lawyer with 35 years of experience
(800) 884-9600 604 38th St S
Birmingham, AL 35222
Free ConsultationBankruptcy and Workers' Comp
University of Tulsa College of Law
Gary Stout was born in 1958 in Greensboro, NC. He attended college as well as Law School at the University of Tulsa, earning a Juris Doctor Degree in 1989. After passing the Oklahoma Bar Exam, he entered military service as a Judge Advocate in 1989. His assignments included the 82nd Airborne Division and the XVIII Airborne Corps. He is a veteran of Desert Storm, where he was awarded the Bronze Star Medal. Since the formation of Brock & Stout, he has primarily limited his practice to personal injury, wrongful death, bankruptcy and social security litigation. He is a member of...
Vallee Connor
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Vallee Connor
Mobile, AL Bankruptcy Attorney with 5 years of experience
(251) 432-8878 160 St. Emanuel Street
Mobile, AL 36602
Free ConsultationBankruptcy
Thomas Goode Jones School of Law, Faulkner University
Attorney Vallee Connor personally handles every aspect of her client’s bankruptcy cases, from initial consultation to discharge, and takes a personal interest in her client’s success. The choice to file bankruptcy can be a difficult one. Vallee and fellow attorney Fran Hollinger make time for each client, providing legal advice and guidance coupled with understanding and compassion. Vallee was born in Clarke County, AL where she still has deep roots and extended family. Vallee has always been dedicated to assisting others through difficult times, first as a therapist, and now as an attorney. Vallee holds a bachelor’s degree from the University...
Leonard Norman Math
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Leonard Norman Math
Montgomery, AL Bankruptcy Attorney with 39 years of experience
(334) 272-2230 5720 Carmichael Road
Montgomery, AL 36123
Bankruptcy and Real Estate
Southern Illinois University - Carbondale
Leonard N. Math, (Shareholder), a native of Peoria, Illinois, is a graduate of the University of Illinois and Southern Illinois University School of Law. He was admitted to the Illinois Bar in 1985 and the Alabama State Bar in 1989. Mr. Math left a prominent Alabama based interstate law firm to join Chambless & Cooner, P.C., and in 1996, the firm changed its name to Chambless & Math, P.C. Mr. Math practices in the areas of real estate, commercial and residential foreclosures and workouts, commercial litigation, banking and credit union law, commercial and consumer bankruptcy and collection law...
Samantha Valenzuela
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Samantha Valenzuela
Ozark, AL Bankruptcy Attorney with 19 years of experience
(334) 774-1199 154 E Broad St
Ozark, AL 36360
Free ConsultationBankruptcy
Thomas Goode Jones School of Law, Faulkner University
Samantha Rhoades Valenzuela (formerly known as Samantha R. Sellers) chose to move back to the Wiregrass area to open a law practice following over 10 years of practicing Social Security Disability/SSI and Bankruptcy Law in large law offices. While visiting home, she realized that there was a need for experienced lawyers to provide individualized representation to the people of the Wiregrass. So, in 2015, she opened The Valenzuela Law Firm, LLC in order to provide quality, experienced, individualized representation.

Samantha is originally from the Wiregrass area, having been born in Dothan, raised in Ozark, graduating high school from George W. Long...
Vonda S. McLeod
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Vonda S. McLeod
Montgomery, AL Bankruptcy Attorney with 29 years of experience
(334) 245-3610 4770-A Woodmere Blvd.
Suite 5
Montgomery, AL 36106
Free ConsultationBankruptcy
Thomas Goode Jones School of Law, Faulkner University
I am a solo attorney with over 25 years in bankruptcy representation and IRS tax resolution. I do not transfer you case to other attorneys or staff to do the work. When you hire me you get me. I return all phone calls and emails because I understand you are in a stressful situation and don't have time to call me over an over just to get a simple answer. I am top rated on Avvo.com and Google.
David Gerald Poston
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David Gerald Poston
Birmingham, AL Bankruptcy Lawyer with 38 years of experience
(800) 884-9600 420 20th St N #2200
Birmingham, AL 35203
Free ConsultationBankruptcy
David grew up in Tallahassee, Florida and attended Florida State University where he graduated in 1983 with a degree in Criminology. After completing his undergraduate degree, he attended Cumberland School of Law. He graduated in the top 20% of his class. After law school, David clerked for the Honorable Chandler Watson, United States Bankruptcy Judge in the Northern District of Alabama, Eastern Division. He also clerked for the Honorable James S. Sledge, United States Bankruptcy Judge, Northern District of Alabama, Eastern Division. After completing his clerkship, David has represented consumers almost exclusively. David is licensed to practice in both Georgia...
Jennifer Stanley
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Jennifer Stanley
Birmingham, AL Bankruptcy Lawyer with 15 years of experience
(800) 884-9600 420 20th St N #2200
Birmingham, AL 35203
Free ConsultationBankruptcy
Jones School of Law, Faulkner University
Jennifer Stanley comes from a Military family and moved to Enterprise, Alabama in 1987 when her father retired from the Army. She graduated From Jacksonville State University with a Bachelor’s Degree in Criminal Justice in 1998. She received her Juris Doctor degree from Jones School of Law at Faulkner University, Montgomery, Alabama in 2009 and became a member of the Alabama State Bar later that same year. She is licensed to practice in all Alabama State Courts and the United States District Courts for the Middle and Southern Districts of Alabama as well as the Northern District of Florida. She...
Jeffrey Clarke Walker
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Jeffrey Clarke Walker
Birmingham, AL Bankruptcy Attorney with 17 years of experience
(800) 884-9600 420 20th St N #2200
Birmingham, AL 35203
Free ConsultationBankruptcy
Jones School of Law
Clarke Walker was born in Dothan, Alabama in 1982. He is a 2004 graduate of Auburn University with a Bachelor of Science Degree in Accounting. He received his Juris Doctor degree from Jones School of Law and became a member of the Alabama State Bar in 2007. He is admitted to practice in all Alabama state courts and the United States District Courts for the Middle and Southern Districts of Alabama and Northern District of Florida. He is also a member of the National Association of Consumer Bankruptcy Attorneys (NACBA). Since joining Brock & Stout in 2007, his primary area...
C. Brandon Sellers III
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C. Brandon Sellers III
Montgomery, AL Bankruptcy Lawyer with 31 years of experience
(800) 315-5547 4144 Carmichael Rd
#10
Montgomery, AL 36106
Free ConsultationBankruptcy and Workers' Comp
University of Alabama School of Law
Brandon has devoted his practice to helping people. His fundamental philosophy is to treat each client the exact way that he would want to be treated if he were in that situation. Over the past 28 years, Brandon has made it a priority to be personally involved in each case that his office handles. He is determined to be an aggressive and savvy attorney who protects his client's interest in any situation. He is often heard saying that the only way to practice law is to fight hard, but with honesty and integrity.

Brandon was born in Houston, Texas,...
Charles E. Grainger
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Charles E. Grainger
Prattville, AL Bankruptcy Lawyer with 38 years of experience
(334) 361-8550 921 E Main St
Prattville, AL 36066
Free ConsultationBankruptcy and Business
Cumberland School of Law, Samford University
Creditor harassment is stressful. It is hard to deal with repetitive threats of legal action and wage garnishment late at night or early in the morning. Often, it can feel like new debt accumulates faster than you are able to pay it off. For those who have overwhelming amounts of consumer or medical debt, bankruptcy can be a helpful way to get a fresh start. Experienced Montgomery bankruptcy lawyer Charles Grainger can help you deal with consumer bankruptcy through Chapter 7 or Chapter 13 proceedings. He also helps Alabama businesses struggling with debt by helping them file for bankruptcy under...
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