Garnet Valley Consumer Lawyers

SIOBHÁN MCGREAL joined Francis Mailman Soumilas, P.C. in 2021, and concentrates her advocacy on behalf of consumers harmed by credit reporting errors, inaccurate background screening reports for employment and housing applications, and other abusive and unfair trade practices. Siobhán has dedicated the majority of her career to helping those who have had difficulty having their voices heard within the legal system. Prior to joining FMS, Siobhán was a Deputy City Solicitor in the Child Welfare Unit of the City of Philadelphia Law Department, where she litigated thousands of hearings of child abuse, child neglect, applications for orders of protective custody, permanent...

Mr. Renaldo has been a practicing lawyer for over twenty years (sixteen of them in Chester County). Mr. Renaldo's practice has been concentrated in civil litigation, business law, personal injury including worker's compensation and commercial real estate transactions. Mr. Renaldo also obtained his broker’s license and is an active broker focusing on large commercial tracts of land for subdivision, development and redevelopment. Mr. Renaldo graduated from American University, The Washington College of Law, receiving his J.D. Prior to that he attended East Stroudsburg University, receiving a double major in Economics and Management with a minor in Accounting

Philadelphia Debt Collector Abuse Attorney

Attorney Michael F. Niznik concentrates his practice on criminal defense and consumer protection. He specializes in criminal defense, DUI, and auto dealer fraud. For his entire career, Attorney Niznik has been committed to helping those in need. Before opening his own practice, he worked in the Public Defender's office, then in a prominent defense firm where he represented clients in both trial and appellate matters. He prides himself on being available for his clients 24/7 and routinely meets with clients on weekends and after their work day.

With a reputation as a hard-hitting and aggressive lawyer, Attorney Niznik...

JORDAN M. SARTELL joined the class action practice of Francis Mailman Soumilas, P.C. in 2017 and litigates on behalf of consumers harmed by unlawful credit reporting, tenant screening, background checks, debt collection, and other deceptive and unfair business practices. Jordan received his law degree summa cum laude from the DePaul University College of Law in 2012, where he was a member of the DePaul Law Review. Jordan began his legal career protecting vulnerable senior citizens from financial exploitation with Prairie State Legal Services. Jordan is admitted in Illinois and practices in federal district and appellate courts throughout the United States. Jordan lives...

CHESTER COUNTY LITIGATOR, PROPERTY TAX APPEALS Ms. Kovan has a decade of "big firm" litigation experience. Now she offers that level of expertise to her clients at a more cost effective rate. Ms. Kovan’s litigation experience includes representing companies and individuals in state and federal court actions throughout the United States as well as securities matters pending before the National Association of Securities Dealers, New York Stock Exchange (collectively now known as the Financial Industry Regulatory Authority (“FINRA“)) and the United States Securities Commission (“SEC”). Ms. Kovan has handled numerous securities related matters, including customer disputes, enforcement actions, SEC investigations...

Admitted to the Pennsylvania bar. Graduate of Princeton University (A.B.) and George Washington University (J.D., with honors). Served in United States Air Force. Former member of the law firm of Proctor Lindsay & Dixon LLC, Chadds Ford and West Chester. Now “of counsel.” Prior employment: Underwriting and Claims Counsel for Nations Title, Lawyers Title Insurance, Stewart Title Guaranty and Ticor Title Insurance Company and a partner in the Philadelphia law firm of Hepburn, Ross, Willcox & Putnam in Philadelphia. Member of the Pennsylvania Bar Association, Chester County Bar Association and Pennsylvania Land Title Association. Past Chair of the...

Frederick Davis, founding attorney of Davis Consumer Law Firm, has years of experience representing consumers in a broad range of civil disputes. Throughout his career, he has fought on behalf of cheated consumers in civil litigation actions and has substantial experience in successfully handling arbitrations, mediations and jury trials, routinely appearing in courts throughout Pennsylvania, New Jersey, and New York. Mr. Davis has handled more than 1,000 automotive Lemon Law, Product Liability, Breach of Warranty and debt collection abuse cases with proven results. Through a rigorous evaluation process by judges and other peer attorneys familiar with his work,...

A solo practitioner, I work from a home office in Boyertown, PA, about 30 miles from center-city Philadelphia, and most of my cases are litigated in Philadelphia and Reading courts. With the assistance of local counsel, I also handle matters in Delaware. I have over 30 years experience in both state and federal courts; bankruptcy and mortgage foreclosure/workout are a large part of my practice. There isn't much I haven't seen, or done. Currently rated "Distinguished" by the "gold standard" of lawyer ratings. PLEASE CONTACT ME BY EMAIL FIRST, as that is my preference, and more...

I speak your language. I’ve grown to understand and relate to your case through my very diverse life experiences. I grew up in a small steel town, in a family of a steel mill engineer and a metallurgical chemist. The decline of the steel industry and the closure of the steel plant had a devastating effect on my family. Both of my parent struggled to find jobs in the new manufacture-less era. Although my family was able to make the necessary adjustment (my mom became a high school science teacher and my dad found a job with a local utility...

After over a decade of legal practice, our firm has established a broad spectrum of expertise to provide you with the best services, no matter what area of law. Our firm will bring world class experience, small town service, and unparalleled advocacy to every client.

The firm utilizes modern, mobile offices and up-to-date technology in order to save costs, improve service, and provide premier legal and client services.

Allan J. Ray was born in Chester County, Pennsylvania and continues to reside there to this day. Al Graduated from Phoenixville Area High School, and relocated to Idaho to attend the University of Idaho. After graduating with honors, Al returned back to Pennsylvania and attended law school at the Penn State Dickinson School of Law where he was a member of the editorial board of the Penn State Environmental Law Review. During law school, Al volunteered at Legal Aid of Southeast Pennsylvania in Pottstown where he helped indigent individuals through civil and family law matters including child custody and support.

Al...

David has been an Attorney at Law since 1994. His emphasis is on Personal Injury Cases. These include: insurance claims, motor vehicle accidents, slip and fall injuries due to defective premises, full tort, limited tort, motorcycle accidents, wrongful death, drunk driving accidents, dog bites, insurance claims and defective products. He has successfully handled hundreds of cases, including complex litigation in Federal and Pennsylvania Courts. He began his career as a Stateâs Attorney with the "Governor's Law Firm", called the Office of General Counsel. He represented the Commonwealth of Pennsylvania in civil actions, including...

Brent F. Vullings, Esq. has been practicing law since 2004 first as a partner in a general practice firm where he focused primarily on Credit Litigation, Consumer Protection, Bankruptcy, and Real Estate. In February 2012, Mr. Vullings founded Vullings Law Group, LLC d/b/a VullingsLaw where he has continued to represent consumers in the areas of Credit Repair, Credit Litigation, Consumer Protection, Bankruptcy, and Real Estate. While being admitted to practice law in PA, NJ, NY, and DC and numerous federal jurisdictions throughout the country, Mr. Vullings has helped thousands of people nationwide fight for their consumer rights.

Eric L. Young, founder of Young Law Group, is a respected plaintiff attorney with a prominent track record in whistleblower cases. Alongside being AV-Rated by Martindale-Hubbell for legal expertise and ethics, he has secured notable whistleblower awards and represented whistleblowers globally. Eric’s clientele span from blue-collar workers to top executives.  In 2020, Taxpayers Against Fraud Education Fund recognized Eric as one of their Lawyers of the Year for his work in two significant whistleblower cases against Novartis and Teva, resulting in over $800 million settlements.  As the managing partner at Young Law Group, Eric specializes in advising clients who intend to report corporate fraud...

After finishing law school, Geoff began his career with the U.S. Department of Justice at the Executive Office of U.S. Attorneys. He later worked as an Assistant United States Attorney in both New Orleans and Philadelphia for several years. In Philadelphia, he played a significant role as the lead trial lawyer in a notable international fraud case in the Special Prosecutions Division. During his time in New Orleans, Geoff was actively involved in a grand jury investigation related to a major organized crime case and served as the lead trial lawyer in the prosecution of an international drug cartel. Following his...

Eric Rayz, Esquire is a summa cum laude and Phi Beta Kappa graduate of Temple University. As an undergraduate, Mr. Rayz was a recipient of the H. Thomas and Dorothy Willits Hallowell Scholarship and the Temple University President's Scholar Award. Mr. Rayz obtained his Juris Doctorate from the James E. Beasley School of Law of Temple University, where he was a staff member and editor of the Temple International and Comparative Law Journal. Mr. Rayz served a two-year term as a Staff Attorney for Justice Sandra Schultz Newman of the Supreme Court of Pennsylvania and co-authored an...

Christopher P. Mullaney graduated Cum Laude from Widener University School of Law. While at Widener University, he was a member of the Moe Levine Trial Advocacy Honor Society and was President of the American Trial Lawyers Association. Mr. Mullaney is a graduate of the Hill School and Gettysburg College where he majored in Psychology. Mr. Mullaney is engaged in criminal, civil, business, real estate, family and Orphans’ Court matters in Montgomery, Bucks, Berks, Chester, and Lehigh counties. He is admitted to the Pennsylvania Bar and the United States District Court for the Eastern District of Pennsylvania. In addition to trial...

If you looking for a credit report and consumer protection attorney, Pine Street Legal, the law office of Nancy Kanter, Esquire, will meet your legal needs. Having an accurate credit report is essential in being considered for a mortgage, credit cards, insurance coverage, employment or a promotion and in starting a new business venture. By focusing on cases that involve credit report errors and other credit report problems, Pine Street Legal will fight to get you the justice you deserve and where possible, money damages you may be entitled to receive. Pine Street Legal also represents individuals in a...

I grew up in the hard-working blue color region of Western Pennsylvania, attending the small but highly regarded Grove City College -- a conservative, reformed Christian school that has managed to remain entirely independent of government aid (one of only two undergraduate institutions in world to do so) and true to intentions of its founders. It was in this cauldron that my guiding principles were shaped -- honesty, working for the best interests of others, openness to correction, and faith in the sovereign and guiding hand of the triune God of the Bible. I went on to earn...

David Kennedy Bifulco, Esquire is a graduate of Temple University School of Law. He started in the receivables management industry as an investment banker providing access to capital for debt buyers. Attorney Bifulco has headed the debt purchasing and collection operations for U.S. Asset in Fort Lauderdale, Florida and PFS Associates in New York and Pennsylvania. Over the past 2 decades David Kennedy Bifulco, Esquire has provided his services to the Resolution Trust Corporation, Department of Housing and Urban Development, American Arbitration Association, Pennsylvania Business Bank and NCO Group, Inc. “I provide general legal services for consumers in the areas of debt...

Brent practices a client-first approach in the practice of law. He identifies multiple courses of action; gives straightforward advice and diligently works to achieve results. Brent is detailed oriented and ensures his clients’ matters are handled correctly, efficiently and in a cost-effective manner. His diverse clientele includes individuals, businesses and government entities in the following representative matters: Bankruptcy, Debt Restructuring & Financial “Workouts”. Brent represents individual and business clients in implementing a debt reduction strategy that is appropriate to their unique situation - including Bankruptcy under Chapters 7, 13 or 11 of the Bankruptcy Code,...

Jason M. Rapa, Esquire is the founder of Rapa Law Office, P.C. Jason practices together with his brother Matthew J. Rapa. Together they provide services not only in the Poconos and the Lehigh Valley but throughout the State of Pennsylvania. Jason focuses his practice in the areas of Bankruptcy, Consumer Protection and Civil Litigation, while Matthew focuses on Criminal Defense and Consumer Protection. Together Jason & Matthew have handled hundreds of cases against abusive debt collectors and Jason routinely speaks at national, state and local legal events regarding debt collection harassment.Jason has recently be names a Rising...

J. Zac Christman is a bankruptcy attorney in Stroudsburg , Pennsylvania, admitted to practice law generally in Pennsylvania and New Jersey. Specifically, Zac is admitted to practice before the Pennsylvania Supreme Court, the United States Court of Appeals for the Third Circuit, the United States District Court for the Middle District of Pennsylvania, and the United States District Court for the Eastern District of Pennsylvania, to name a few. Zac graduated from Dartmouth College in 1993, then Cornell Law School in 1997, after which, he returned to open a solo practice in the Stroudsburg area, focusing on bankruptcy, landlord/tenant law,...

Since 1999 we've helped people who are having problems with debts or debt collectors. Some of our clients file bankruptcy. Others file suit against aggressive debt collectors. I am Board Certified in Consumer Bankruptcy law by the American Board of Certification.

John J. Ferry, Jr. earned an undergraduate Bachelor of Science degree in Poultry Technology and Management at the Pennsylvania State University in 1986. After working for several years in the poultry industry, he went on to pursue his legal education at the Dickinson School of Law, where he earned a juris doctorate degree in 1995. Mr. Ferry was admitted to practice before the Pennsylvania Supreme Court, and other courts in Pennsylvania, in 1995. He is also admitted to practice before the United States Court of Appeals for the Third Circuit, the United States District Court for the Middle District of Pennsylvania...

I am a Consumer Law Attorney primarily practicing FORECLOSURE DEFENSE and Credit Card Defense. I also practice Bankruptcy Law and other areas. Please review my website at www.Hayward-Law.com .