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David Soble
Farmington Hills, MI Attorney with 34 years of experience
(888) 789-1715
31800 Northwestern Hwy
Suite 350
Farmington Hills, MI 48334
Arbitration & Mediation, Business and Real Estate
The Ohio State University Michael E. Moritz College of Law
Claim your FREE BOOK "What's Keeping You Up At Night: An Attorney’s Practical Approach To Resolving Real Estate Nightmares" by visiting www.ProvenResource.com/book4u
As a former "big Bank" real estate and contracts attorney, I love to demystify complicated real estate and financial legal concepts and problems for people who are frustrated, "spinning their wheels" with incompetent or dismissive real estate or banking "professionals."
I hate when someone finds themselves at a legal disadvantage - they're "stuck" when they unknowingly relying on outdated or impractical information and forms off of the "internet." People often get in trouble when they base their legal...
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Chad Silver
Farmington Hills, MI Lawyer with 14 years of experience
(855) 900-1040
32813 Middlebelt Rd.
Suite B
Farmington Hills, MI 48334
Free ConsultationTax
Western Michigan University Cooley Law School
NEGOTIATED ONE OF THE LARGEST TAX SETTLEMENTS. Attorney Silver in US V. Briley et al., (case number 6:22-cv-00204, in the US District Court for the Eastern District of Texas) negotiated one of the largest Tax Settlements in the Country. Attorney Silver settled a $53,000,000 Million Dollar Tax liability for $7,500,000 Million Dollars. Saving the Clients and Corporation over $45,000,000 Million Dollars.
Silver Tax Group has a deep understanding of Complex Collection Matters, Automated Under Reporting (AUR) assessments, Unfiled Tax Returns, IRS Substitute for Returns (SFR), Tax Court litigation, Audit Defense, Criminal Tax Defense, Crypto, and recently ERC Advanced Employee Retention...
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Patrick T. Barone
Clarkston, MI Lawyer with 34 years of experience
Free ConsultationWhite Collar Crime
Michigan State University College of Law
Patrick T. Barone is the founding partner and CEO of The Barone Defense Firm, specializing in the zealous defense of individuals accused of State and Federal crimes. Headquartered in Birmingham, Michigan, the firm also maintains offices in Grand Rapids, Michigan.
Mr. Barone frequently lectures at national and state seminars attended by lawyers, judges, and scientists, providing expert commentary in newspapers, on television, and on the radio. He is a graduate of the prestigious Gerry Spence Trial Lawyer’s College. As an author, Mr. Barone has made significant contributions to legal literature, including “Defending Drinking Drivers,” one of the most highly respected treatises...
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Robert Andretz
Troy, MI Lawyer with 21 years of experience
Administrative and White Collar Crime
Thomas M. Cooley Law School
Rob Andretz is passionate about helping his clients. Rob has had the honor and privilege of being licensed to practice law since 2003, and he is happy to put his education and experience in the fields of law, biology, and psychology to work for health professionals in need of his help. Rob enjoys being able to be a light in the darkness for those who are facing some of the toughest challenges of their lives.
Rob primarily devotes his time to helping health professionals accused of violating state and federal laws in criminal cases in state and federal courts throughout the...
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Joseph A. Doerr
Bloomfield Hills, MI Lawyer with 21 years of experience
Mr. Doerr founded his own law firm after spending the first 12 years of his career at a national law firm, where Mr. Doerr advanced to member/partner after just 7 years. At the big firm, Mr. Doerr learned how to handle every aspect of the case, from legal research and writing to trials.
Mr. Doerr has had success in a variety of trial and appellate courts, both state and federal. In addition, Mr. Doerr has successfully resolved matters through various forms of alternative dispute resolution. Mr. Doerr represents individuals and businesses of various sizes, from small businesses to Fortune 500...
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Adam B. Kutinsky
West Bloomfield, MI Lawyer with 24 years of experience
Insurance Claims
Wayne State University Law School
Adam Kutinsky helps individuals, businesses and other policyholders recover payments and other benefits under insurance policies. He is in his twentieth year of practice and has handled hundreds of insurance claims related to residential and commercial property, homeowners, general liability, professional liability, auto, business income loss, private disability and title insurance.
Mr. Kutinsky is a former chairperson of the State Bar of Michigan Insurance & Indemnity Section, a Fellow of the American Bar Foundation, and a Chartered Property Casualty Underwriter (CPCU®). His practice includes:
Commercial General Liability
Homeowners Policies
Commercial Property
Professional Liability
Directors and Officers
Business Owners Policies
Builders Risk Policies
Private Disability Policies
Private Life Insurance...
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Timothy P. Flynn
Waterford, MI Lawyer with 36 years of experience
Free ConsultationAppeals
University of Detroit Mercy School of Law
Since 1989, I have been an attorney licensed by the State Bar of Michigan. In my decades of general practice, I have served thousands of clients. Among the first-50 attorneys in Michigan to complete the Family Law Certificate program offered by the Institute for Continuing Legal Education in Ann Arbor, MI, I have completed more than 1000 divorces from start to finish. In addition to family law, I have a robust criminal law practice, representing clients in jury trials and appeals across Michigan. A roster attorney for the Michigan Appellate Assigned Counsel System for 3-years, I...
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Robert S. Iwrey
Farmington Hills, MI Lawyer with 31 years of experience
Administrative and Employment
Wayne State University Law School
ROBERT S. IWREY is a founding partner of The Health Law Partners, P.C. He graduated with High Distinction from the University of Michigan in 1988. While at the University of Michigan, he was an Executive Member of the Psi Chi National Honor Society & was a member of the Golden Key National Honor society. In 1993, Mr. Iwrey earned his J.D. at Wayne State University Law School, where he was awarded the American Jurisprudence Award in Advanced Legal Writing & an award-winning member of Moot Court. Mr. Iwrey has been a practicing litigator since 1993. In addition, he has...
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Roger Rathi
Grand Rapids, MI Attorney with 25 years of experience
Free ConsultationMichigan State University
Affordable Immigration attorney with 23 years of experience; 7000 family and employment cases won with Client Ratings at Google 4.9***** (536 reviews); AVVO 5-star (199 reviews) and Yahoo (88 5-star)
Click on www.legalquestnetwork.com and on Schedule Appointment for ain initial consultation. Low fees and Monthly payment plans.
Handled numerous federal immigration litigations, trials and appeals relating to adjudication, inadmissibility, removability, security checks, naturalization, deportation and more. See www.rathilaw.com
Admitted to practice at the Supreme Court of the United States (2007) and at 3rd, 6th and 8th federal circuit courts, and Eastern and Western Federal District Courts of Michigan; Member in good standing...
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Michael Zamzow
Grand Rapids, MI Lawyer with 11 years of experience
Business, Employment, Real Estate and Securities
Western Michigan University
Grand Rapids, Michigan attorney Michael Zamzow, partner at Zamzow Fabian PLLC, is widely respected for his years of litigation experience. His approach to the law and dedication to his clients has earned him a reputation as a fierce advocate who is unafraid to take on even the most complex cases.
At the heart of Zamzow's success is his commitment to his clients. He takes the time to get to know them, understand their needs, and develop a tailored strategy. He is also deeply committed to upholding the highest ethical standards in his practice, building strong relationships with judges and court personnel....
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James W. Kraayeveld
Grand Rapids, MI Attorney with 31 years of experience
Appeals
Valparaiso University School of Law
I have been practicing family law for more than three decades. It is my goal for our legal team to provide each client with individual attention because each client and each case is different, and I enjoy the personal interaction with a client and working towards successful completion of each case to the benefit of each family.
I have seen a need to specialize in parental alienation cases which has led to an overall greater experience in child custody cases.
Secondly, I have specialized in complex divorce matters involving significant assets, business assets, determining complex income...
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Scott Grabel
Lansing, MI Lawyer with 29 years of experience
Free ConsultationAppeals and White Collar Crime
Western Michigan University Cooley Law School
Scott Grabel is an experienced trial attorney with a strong history of positive results in drug, murder, criminal sexual conduct, and DUI/OWI cases. He has successfully argued cases before the Michigan Court of Appeals and has appeared as a commentator on Court TV's Best Defense for analysis of a murder case. Recently he was a guest on the Morning Blaze with Doc Thompson. He has served as an adjunct professor at the Thomas M. Cooley Law School and as a mentor for the Ingham County Bar Association's Mentoring Program. He is proud to be rated as one of the 10...
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Lisa Kirsch Satawa
Big Rapids, MI Lawyer with 30 years of experience
Free ConsultationDetroit College of Law
I'm Lisa B. Kirsch Satawa, and together with Christina Daskas (deceased), I founded Kirsch Daskas Law Group in 2015 with a mission close to our hearts: preventing wrongful convictions by defending against false allegations, one client at a time. Our vision wasn't just about legal representation; it was about nurturing young lawyers into compassionate advocates who see beyond the accusations to the person behind them.
Born in Detroit, MI in the 1960s, I was raised with invaluable lessons by my parents—lessons in the importance of a strong work ethic, humility, gratitude, and family. Married to criminal defense attorney Mark Satawa...
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Keeley D Heath
Greenville, MI Lawyer with 19 years of experience
Appeals, Business and White Collar Crime
Western Michigan University Cooley Law School
Keeley Blanchard is a top criminal defense attorney in Michigan. She focuses her practice in the areas of defending those wrongfully accused of criminal sexual conduct, child abuse, domestic violence, assault, child pornography, and drug crimes. Her trial experience is significant, she has an excellent reputation for being aggressive, and will out-prepare any of the prosecutors she faces in court.
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Matthew Ferri
Bloomfield, Hills, MI Attorney with 17 years of experience
(248) 409-0256
6001 N. Adams Road, Ste 135
Bloomfield, Hills, MI 48304
Free ConsultationBusiness
University of Detroit Mercy School of Law
Matthew Ferri, J.D., M.B.A., is a Michigan estate planning attorney. He is a member of the State Bar of Michigan, Life Care Planning Law Firms Association, ElderCounsel, WealthCounsel, the National Network of Estate Planning Attorneys, the Michigan Forum of Estate Planners, the Italian American Bar Association of Michigan, and the Purposeful Planning Institute. Mr. Ferri holds U.S. Department of Veterans Affairs Accreditation.
His practice focus and expertise includes: advanced estate planning, Medicaid planning, elder law, special needs planning, Veterans benefits planning, business formation, and business succession planning.
He is the author of Keeping Control, a Game Plan to Protect Your...
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Aaron B. Kendal
Bloomfield Twp, MI Attorney with 21 years of experience
Free ConsultationArbitration & Mediation, Business, Real Estate and Trademarks
Thomas M. Coooley Law School
Mr. Kendal offers a unique program of flat-fee rapid and effective estate planning, including wills, trusts, and related documents. Mr. Kendal can take care of helping you assure your family’s future is legally secured and your wishes for how you would want your estate, that you have worked for and built up over your lifetime, is distributed according to your wishes.
Mr. Kendal’s extensive background in probate, computer and E-law, commercial transactions, commercial litigation, trademarks and copyrights, and firearms law, gives him the experience needed to protect your business’ interests and help you achieve your business goals.
With over 19 years...
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James Hubbert
Bloomfield Hills, MI Lawyer with 36 years of experience
Free ConsultationBusiness and Real Estate
Michigan State University College of Law
Attorney James D. Hubbert is the managing partner of the Law Offices of Graham and Hubbert. He has over 35 years of legal experience and has the highest peer and client ratings with Martindale-Hubbell ( A.V. Preeminent) and A.V.V.O. (Superb).
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Kent Wood II
Lansing, MI Attorney with 17 years of experience
Free ConsultationBankruptcy
Western Michigan University Cooley Law School and Michigan State University
My mission is to assist clients in making informed and educated decisions with no false representation, and to provide realistic expectations for their outcomes. Over the course of the last several years, I have represented thousands of clients, handled multi-million dollar trusts, and provided pro-bono work for select local residents in need.
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Jeremy B. Shephard
Big Rapids, MI Lawyer with 15 years of experience
Free ConsultationBankruptcy
Western Michigan University Cooley Law School
I file bankruptcies for individuals under Chapter 7 or Chapter 13 of Bankruptcy Code. I have filed hundreds of cases with positive results. Additionally, I've taken the time get board certified in this specialty so members of the public can rest assured that I understand what I'm doing.
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Patrick Duff
Grandville, MI Lawyer with 13 years of experience
Free ConsultationWorkers' Comp
Michigan State University College of Law
I’ve worked with injured folks for the past decade, both in the context of auto accidents and worker’s compensation. I know that when you suffer an injury, you need firm and aggressive advocacy so your voice can be heard. But you also need frank and honest guidance so you can make good decisions for your future and for your family’s future. I provide both.
When you call my firm, I’m the one you’ll talk to on the phone, not some screener who passes you along to an associate. I take your call, I hear your story, I...
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Neil Davis
Farmington Hills, MI Attorney with 32 years of experience
Free ConsultationDePaul College of Law
My name is Neil Davis, and I am the founder and owner of the Davis Law Center, a law firm dedicated exclusively to representing individuals who have suffered serious injuries due to the negligence or wrongdoing of others. Early in my career, I was deeply troubled by how insurance companies treated accident victims, often denying legitimate claims and unfairly casting suspicion on the injured. This experience inspired me to fight for justice on behalf of those who have been wronged. Over the past 30 years, I have helped thousands of clients recover millions of dollars in compensation, enabling them to...
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Thomas. R. Morris
Dexter, MI Attorney with 38 years of experience
Free ConsultationAppeals, Bankruptcy, Business and International
University of Michigan Law School
B.A., International Relations, James Madison College, Michigan State University. J.D., University of Michigan Law School, 1986. Practice concentrated in bankruptcy, commercial law, business law, workouts, real estate and complex situations.
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Jeffrey Buehner
Farmington Hills, MI Attorney with 29 years of experience
Free ConsultationWhite Collar Crime
University of Detroit Mercy School of Law
Jeffrey Buehner is one of metro Detroit's top criminal defense attorneys. Mr. Buehner has comprehensive knowledge of the criminal justice system from his over 28 years of courtroom experience as both a prosecutor and criminal defense lawyer.
Jeffrey Buehner, PLLC, is located in Farmington Hills, MIchigan. The firm represents clients throughout Michigan in all areas of criminal defense including misdemeanors, felonies, juvenile offenses, drunk driving, white collar crime, first time offenders, habitual offenders, probation violations and traffic tickets.
We understand that there is no such thing as a 'minor' criminal charge - any criminal offense has potential negative consequences: loss...
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Akiva Goldman
Grand Rapids, MI Lawyer with 38 years of experience
(877) 737-8800
625 Kenmoor Avenue S.E.
Suite 301 Grand Rapids
Grand Rapids, MI 49546
Free ConsultationImmigration, Insurance Claims, Insurance Defense and Real Estate
Wayne State University
Goldman & Associates Law Firm is owned and led by Akiva Goldman, a highly acclaimed family law attorney in Michigan. With a wealth of experience in handling thousands of family law cases, he has garnered numerous awards and recognition for his legal expertise. He also serves as a mediator for hundreds of cases and has been featured in various media outlets, including Fox 2 News, WDIV, and MLive.
Goldman's approach is to save marriages whenever possible. He offers resources, such as videos on Reasons Not To Get Divorced, to help clients consider factors before filing for divorce. Alternatives to divorce are...
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Patrick S. Fragel
Traverse City, MI Lawyer with 30 years of experience
Bankruptcy and White Collar Crime
Western Michigan University Cooley Law School
As a former Prosecutor and seasoned Criminal Defense Lawyer, Patrick Fragel has in-depth knowledge of Michigan law and courtroom procedure. Patrick Fragel has achieved a "distinguished" rating for ethical practices and legal knowledge from the Martindale-Hubbell independent lawyer rating service.
He has recently obtained a "not guilty" verdict in a life offense case, and succeeded in having incriminating statements suppressed due to a lack of Miranda warnings. He has successfully defended 100's of criminal cases.
His firm has helped thousands of clients over the past 20 years. Choosing a lawyer is an important decision since it involves...
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Gary K. Springstead
Fremont, MI Lawyer with 25 years of experience
Free ConsultationAppeals and White Collar Crime
Wayne State University Law School and University of Michigan - Ann Arbor
Gary K. Springstead is a former FBI Agent and criminal defense attorney defending clients in state court in Michigan and federal courts throughout the United States. He is rated a Super Lawyer for Criminal Law, a 10.0 on Avvo and received the Client's Choice Award on Avvo for his outstanding work. He regularly defends clients in high-profile cases in Michigan and throughout the United States.
In federal court, Mr. Springstead defends clients accused of a wide variety of crimes. This includes white collar crimes such as health care fraud, bank fraud, wire fraud and mail fraud, embezzlement, bribery and kickback schemes;...
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Steve Reina
Clarkston, MI Lawyer with 35 years of experience
Free ConsultationWayne State University Law School
Steve Reina was raised in a City of Detroit family short on money but long on faith: faith that hard work does pay off, faith that when people do things for the best of reasons, they get the best results and perhaps most importantly that we speak mostly truly when we speak through actions. Our ultimate signature in life is what we do. What Steve Reina did was graduate with honors from High School a year early. What Steve did achieve was an undergraduate degree with honors where he also served as Honors Student President. What Steve did achieve was...
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Robert E. Wright
Grand Rapids, MI Attorney with 44 years of experience
(616) 682-7000
25 Division Ave., South, Suite 500
Grand Rapids, MI 49503
Free ConsultationArbitration & Mediation
Wayne State University Law School
Robert Wright is a leader in mediation and arbitration. He resolves disputes in business, bankruptcy, personal and public policy issues. He trains other mediators for the University of Michigan’s Institute for Continuing Legal Education and other universities, law schools, civic and professional groups. Bob inspires and motivates participants through his insightfulness, empathy, compassion, and genuine love for the mediation process.
Mr. Wright is as an approved mediator for the U.S. district courts in Michigan's Eastern and Western districts and the bankruptcy court for the Western district. He is approved to mediate matters in all Michigan state...
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Mr. Christian G. Krupp
Grand Rapids, MI Attorney with 33 years of experience
Free ConsultationBankruptcy and Business
Western Michigan University Cooley Law School
Christian G Krupp II was born and raised in Grand Rapids, Michigan. He attended Michigan State University and graduated in 1988. Chris then attended Thomas M. Cooley Law School where he was a member of law review and one of the few students that had his law review article published. He graduated from law school with honors in the top ten percent of his class.
Christian Krupp's legal career started at Dykema Gossett, Michigan’s largest law firm. While at Dykema, he was involved in a diverse practice groups including the Corporate, Finance, and Legislative areas. After leaving Dykema, Chris joined...
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Scott Marshall Neuman
Okemos, MI Lawyer with 31 years of experience
Free ConsultationBankruptcy
Western Michigan University Cooley Law School
Scott M. Neuman is an aggressive, experienced attorney with offices in the Lansing and Detroit Areas. He has been helping people in Michigan for over 20 years and has handled over 4,000 cases. You can reach him by calling 517-349-2700 or 1-888-684-3999, by email at xneumanx@aol.com, or via our contact form.
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Elizabeth Kamm Abdnour
Lansing, MI Attorney with 17 years of experience
Employment
New York University School of Law
Elizabeth Abdnour is an attorney and partner at Abdnour Weiker LLP fighting for fair and equitable treatment at school and in the workplace.
Liz is an experienced, compassionate, and client-centered attorney and advocate who has committed her career to working towards justice and equality for all people. Liz's legal expertise includes special education, school discipline, Title IX, civil rights, disability, employment, and sexual and domestic violence. ?
For the first eight years of her career, Liz worked as a legal services attorney, representing low-income individuals in a variety of civil legal matters. Liz spent two years as the supervising attorney of a...
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Liisa R. Speaker
Lansing, MI Lawyer with 25 years of experience
Free ConsultationAppeals
University of Texas - Austin
Since graduating from The University of Texas School of Law, one of the nation’s top law schools, Liisa Speaker has become well known for her excellent written and oral advocacy. Her appellate skills have helped clients obtain victories in appeals ranging from custody disputes to no-fault automobile insurance litigation to real property case and to probate appeals.
Liisa Speaker is an attorney who practices exclusively in the field of appeals, she opened Speaker Law Firm in 2007. She has focused her appellate practice on family law, adoption, and child welfare cases. Liisa has represented clients in the Michigan Court of Appeals...
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Ryan Ramsayer
Clarkston, MI Attorney with 16 years of experience
Free ConsultationWhite Collar Crime
Michigan State University College of Law
Ryan grew up in Northern Minnesota in the small city of Bemidji. After graduating from High School there, Ryan joined the United States Marine Corps as an Infantryman. Ryan is proud to have served this country and been part of the first Marine units into Afghanistan in December of 2001.
After his enlistment ended, Ryan returned to his hometown to attend Bemidji State University. There he earned a degree in History, which had always been a passion. Based upon his academic performance, Ryan was offered a scholarship to Michigan State College of Law.
Ryan...
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Paul J. Tafelski
Bloomfield Hills, MI Lawyer with 30 years of experience
Free ConsultationWhite Collar Crime
Michigan State University College of Law
Paul Tafelski has been practicing law in Michigan for over 20 years.
Mr. Tafelski is a graduate of Michigan State University and Michigan State University College of Law. He is a member of the Michigan State Bar Association, American Bar Association, National College for DUI Defense, Criminal Defense Lawyers of Michigan, Oakland County Bar Association and the Advocates (Polish Bar Association).
He is admitted to practice in all state and federal courts in Michigan as well as the United States Supreme Court. He has obtained Not Guilty verdicts in felony and misdemeanor trials and his efforts to attack questionable evidence...
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Kelly M. Neumann
Traverse City, MI Lawyer with 23 years of experience
Free ConsultationEmployment, Environmental, Products Liability and Workers' Comp
New England Law | Boston
Attorney Kelly M. Neumann who is originally from Grosse Pointe, Michigan received a dual major in Criminal Justice and Political Science at Adrian College in Adrian, Michigan and received her Juris Doctor from the New England School of Law in Boston, Massachusetts.
Neumann has worked with Boston City Counsel's Legislation Department, the Trial Division of the Attorney General's Office of Massachusetts and at an Insurance Defense Law firm. She also ran the Tort and Workers Compensation Department at one of the biggest personal injury law firms on the East Coast.
Neumann has successfully settled a personal injury matter for over $9 million,...
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Brandon S. Dornbusch
Traverse City, MI Lawyer with 12 years of experience
Free ConsultationBusiness and Real Estate
Case Western Reserve University School of Law
Brandon is passionate about helping individuals, families, and business owners achieve peace of mind by developing and implementing creative cost effective plans tailored for each client. He aims to be his clients' attorney for life, helping to develop strategies that minimize risk, maximize returns on investment, and create legacies that last for generations to come.
Brandon received his undergraduate degree with honors from Michigan State University in History with a concentration in Mandarin Chinese, and his JD from Case Western Reserve University School of Law in 2011. While at Case, he focused his studies on Federal income, estate, gift, and generation...
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Matthew J. Turchyn
Bloomfield Hills, MI Attorney with 12 years of experience
(248) 335-5000
1760 S. Telegraph Road, Suite 300
Bloomfield Hills, MI 48302
Appeals, Business and Securities
Michigan State University
I am a Partner at Hertz Schram PC specializing in civil litigation and appeals.
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Michael P. Corcoran
Traverse City, MI Attorney with 40 years of experience
Free ConsultationBankruptcy
Western Michigan University Cooley Law School
Traverse City, MI Bankruptcy attorney. Michael P. Corcoran is the owner of Corcoran Law Office. In practice since 1985, and belonged to the National Association of Consumer Bankruptcy Attorneys since 1997. Michaal P. Corcoran has handled thousands of bankruptcy cases
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Ronald William Chapman II
Troy, MI Lawyer
Free ConsultationWhite Collar Crime
When facing a federal criminal indictment Ronald W. Chapman II is a trusted name in Federal Defendants. He's a seasoned attorney with an unmatched record of securing acquittals in high-profile cases. With over 15 years of experience, Ron has solidified his position as a leader in federal criminal defense, specializing in white-collar crime, health care fraud, and opioid prescribing prosecutions.
Renowned for his expertise, Ron frequently shares his insights on esteemed national television stations like Fox News, BBC World, and Scripps News, offering his analysis on the latest developments in federal criminal cases.
Ron's accomplishments extend far beyond the courtroom. Having successfully...
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Mark Bredow
Bloomfield Hills, MI Lawyer with 30 years of experience
(248) 795-5516
41000 Woodward Avenue
Suite 350 East
Bloomfield Hills, MI 48304
Free ConsultationBankruptcy
Wayne State University Law School
Bredow Law PLC Offers a true $0 Down Chapter 7 Bankruptcy. You can start with us today for $0. You pay only the filing fee. Low-income families may qualify for a filing fee waiver. We will help you get a free credit report and we'll pay the cost of your pre-bankruptcy credit counseling class. Legal fees start as low as $49.00, and there's no payment for up to 30 days.
I enjoy helping ordinary people seek protection from creditors both inside and outside of bankruptcy. In my 26 years in the law of debt collection...