Claimed Lawyer Profile
Nicholas Alexander Coulson
Detroit, MI Attorney with 11 years of experience
Free ConsultationConsumer, Environmental, Products Liability and Securities
University of Minnesota Law School
Nick Coulson is a trial lawyer who dedicates his practice to cases with complex legal and factual issues, including class actions, mass torts, and mass arbitrations. Nick is the rare lawyer (especially amongst those who prosecute class actions) who devotes significant time and effort to actually taking cases to trial. Apart from his more traditional legal qualifications, Nick is particularly proud to be a 2022 graduate of the three week trial skills college at the Gerry Spence Method at Thunderhead Ranch. That program teaches dedicated lawyers for people—not institutions of power—groundbreaking skills for presenting clients’ cases to a jury. Nick...
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Jalal J. Dallo
Bloomfield Hills, MI Lawyer with 15 years of experience
(248) 283-7000
36700 Woodward Ave Suite 103
Bloomfield Hills, MI 48304
Immigration and White Collar Crime
Western Michigan University Cooley Law School
J. Dallo is a skilled and experienced attorney who dedicated to criminal defense, asset forfeiture, and family-based immigration. He provides representation services to hard-working and high-value individuals, like yourself, who may have found themselves facing criminal charges. Attorney Dallo understands how much you have on the line as a high-priority individual, and that you can't afford any mistakes during your trial. That's where his services step in. Attorney Dallo can provide you with experienced no-nonsense representation so you leave the courtroom with dismissed and/or reduced charges.
Attorney Dallo's success comes from the fact he never overextends himself. He is selective...
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Christopher Wayne Jones
Southfield, MI Lawyer with 20 years of experience
Free ConsultationBankruptcy
Michigan State University and Ave Maria School of Law
Acclaim Legal Services is a Michigan bankruptcy based law firm that specializes in:
• Debt resolution
• Foreclosure Prevention
• Chapter 13 bankruptcy for debt consolidation
• Chapter 7 bankruptcy for debt elimination
• Debt Settlement
We provide legal assistance with:
• Stopping Home Foreclosures
• Removing second mortgages or home equity loans
• IRS tax levies
• Vehicle Repossessions
• Creditor Harassment
• Overwhelming credit card and medical bills
• Judgments and Garnishments
• Credit Restoration
Our debt resolution programs are designed to repair and improve credit. We are proud members of the Better Business Bureau and have earned an A+ Rating.
We offices in: Ann Arbor, Flint, Southfield, Dearborn and Southfield, Michigan. We offer free initial consultation. Please call us...
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Ray Richards
TROY, MI Attorney with 27 years of experience
Free ConsultationAppeals, Entertainment & Sports and White Collar Crime
The Ohio Northern University Pettit College of Law
Attorney Ray Richards your Counsel, Conscience and Champion!
Attorney Ray Richards II thriving State and Federal Criminal Defense, civil trial and business consulting strategy practice has been serving the Metro Detroit area for over nearly two decades! He is a proud, accomplished and experienced Trial attorney specializing in State and Federal Criminal Defense; Civil litigation and Corporate Transactions. A well respected courtroom advocate, he has tried and litigated criminal and civil cases Nationwide and represented clients internationally in the civil and criminal courts in the U.K., Canada and Spain.
Mr. Richards is known for his...
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Marshall Lasser
Southfield, MI Lawyer with 49 years of experience
Free ConsultationEmployment and Workers' Comp
Harvard Law School
I've represented injured workers in worker's compensation cases for over 40 years - truckdrivers (Teamsters and non union), warehousemen, building tradesmen (including electricians, millwrights, pipefitters, plumbers), SMART drivers, and factory workers. I also handle vehicle accident claims for negligence and PIP benefits (against insurers), and claims for injuries on or off the job, such as dog bites, slip and fall, construction accidents. Persistant, aggressive, tough, intelligent - these are the words insurance company lawyers have used to describe me.
I've taken cases to the Michigan Supreme Court and the United States Supreme Court and won them, for injured workers....
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Beverly M. Griffor
Ypsilanti, MI Lawyer with 17 years of experience
Business, IP and Trademarks
Ave Maria School of Law
Attorney Beverly M. Griffor was first licensed in Michigan and has since become involved in litigation and research nationwide. She diligently represents the interests of each of her clients. Beverly graduated from the University of Michigan with a double majored Bachelors degree in Psychology and Sociology and a minor in Philosophy. In each major, Beverly sub-concentrated in both Criminology and Social Inequality. She also graduated as a member of honor societies in all three of her concentrations. Beverly received her Juris Doctor from Ave Maria School of Law, focusing her studies on trial...
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Jeremy Belanger
Southfield, MI Attorney with 8 years of experience
Administrative and Business
Michigan State University and Eastern Michigan University
Jeremy Belanger is a Health Care attorney and his practice focuses on business arrangements, employment contracts, and regulatory compliance . Jeremy is a member of the Health Care Compliance Association and Certified in Healthcare Compliance, a rigorous training and review process requiring 20 credits in compliance and a minimum of 1,500 hours in direct compliance practice. He has worked on Federal qui tam cases involved the Anti-kickback, 42 U.S.C. § 1320a-7b, and the Stark Law, 42 U.S.C. § 1395nn. Jeremy successfully argued a case before the Michigan Court of Appeals reversing an order by the Bureau of Professional Licensing. Recently,...
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Allison Greenlee Korr
Kalamazoo, MI Attorney with 15 years of experience
Bankruptcy
University of Detroit Mercy School of Law
Attorney Allison Greenlee Korr practices in Kalamazoo, Calhoun, Allegan, St. Joseph and all surrounding counties. She handles Family Law, bankruptcy, foreclosure and probate matters.
She holds a B.A. in Business from Michigan State University and a Juris Doctorate from University of Detroit Mercy School of Law. She is admitted to practice in both the Western and Eastern Districts of Michigan and holds a certificate as a civil mediator issued through the Michigan State Court Administrative Office. Allison also holds Certificates in the areas of Family Law and Probate and Estate Planning issued by the Institute of...
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Mechelle Woznicki
Portage, MI Lawyer
Free ConsultationArbitration & Mediation
Western Michigan University Cooley Law School
Hi, I'm Mechelle, a family law attorney with a unique background. As a U.S. Navy Veteran and Global Strategic Sourcing Manager in healthcare, I've honed skills in pressure-driven environments and managed multi-million-dollar contracts. My expertise extends to law through a focus on continuous improvement and lean manufacturing.
This diverse background allows me to bring a strategic and settlement-focused approach to family law, mediation, and law firm consulting. Whether navigating complex legal issues or assisting fellow attorneys in optimizing their practices, I am dedicated to efficiency, effectiveness, and delivering results.
Choose me as your attorney for a streamlined, results-driven legal experience.
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Donald Petersen
Commerce Township, MI Attorney with 35 years of experience
Free ConsultationHarvard Law School
I primarily represent investors and entrepreneurs. I have handled large transactions and major litigation. I also handle smaller matters as the need arises.
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Lana Panagoulia
Ann Arbor, MI Attorney with 19 years of experience
122 S. Main Street
Suite 370
Ann Arbor, MI 48104
Appeals, Arbitration & Mediation, Business and Entertainment & Sports
University of Detroit Mercy School of Law
Ann Arbor divorce attorney Lana Panagoulia serves several counties in Michigan including: Washtenaw, Lenawee, Oakland, Monroe, Livingston, Jackson, Genesee, Ingham and Macomb Counties. Working in the courts and schools, Lana is an experienced divorce and family lawyer and is dedicated to providing top divorce and family law representation. Lana Panagoulia serves individuals, families, and children in all family law matters, including divorce, child custody, alimony, child support, guardianship, same-gender legal matters, and property division. Although she has a full-service law firm, she concentrates her practice in the area of domestic relations matters. Lana has a teaching background with a...
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Robert Lantzy
Flint, MI Attorney with 28 years of experience
Free ConsultationProducts Liability and Workers' Comp
Michigan State University College of Law
Robert J. Lantzy received his undergraduate degree from Central Michigan University in 1993 and graduated cum laude from Michigan State University College of Law in 1997. Mr. Lantzy is an experienced trial attorney and has concentrated his practice in several areas of civil litigation, including lead paint exposure, trucking accident cases, premises liability cases, and wrongful death lawsuits.
Robert is licensed to practice law in Michigan and Ohio. He is a member of the American Bar Association, Michigan Association for Justice, and the Macomb County Bar Association.
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Lawrence J. Buckfire
Flint, MI Attorney
Free ConsultationInsurance Claims and Workers' Comp
Wayne State University Law School
Lawrence J. Buckfire earned his undergraduate degree in economics from the University of Michigan in 1986 and his juris doctor degree from Wayne State University School of Law in 1989. He is admitted to practice law in the State of Michigan and the State of Ohio. He was recently named a "Best Personal Injury Lawyer" by a Detroit business magaizne.
Lawrence is a highly skilled trial attorney with a reputation for meticulous trial preparation and presentation. Mr. Buckfire has achieved the highest possible rating for ability and integrity in the legal profession. He specializes in child lead paint poisoning, wrongful...
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Robert Delisi
CLARKSTON, MI Attorney with 43 years of experience
Business and Real Estate
Wayne State University Law School
I am the senior partner and shareholder at the firm, focusing my practice on estate planning and succession planning. I counsel individuals and business owners on various aspects of estate and wealth transfer planning. My experience includes sophisticated tax planning techniques such as dynasty trusts, life insurance trust planning, charitable trust planning, family limited partnerships, and limited liability companies. Additionally, I am well-versed in probate, trust administration, and the formation of private foundations. I have been licensed to practice law in Michigan since 1981.
My transactional experience is extensive, particularly in the areas of commercial and residential real estate and business...
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Samir Dahman
Ann Arbor, MI Attorney with 17 years of experience
Free ConsultationBusiness, Immigration, Insurance Claims and International
Ohio State University - Columbus
At Dahman Law, we are passionate about providing exceptional, client-focused legal services. We handle commercial litigation, business law, employment, and estate planning matters across Ohio and Michigan. But what makes Dahman Law different from other law firms is that you will know up front how much you can expect to pay for legal services, instead of wondering how much you will end up being charged at the end. Samir Dahman founded Dahman Law after practicing for years at Ohio's largest law firms. His practice includes commercial litigation, business law, employment, and estate planning. ...
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Wendy S. Alton
Ann Arbor, MI Attorney with 22 years of experience
Free ConsultationArbitration & Mediation
Wayne State University Law School
Experienced and compassionate attorney empowering clients to creatively resolve family conflict.
Dedicated to empowering clients to make the best decisions they can as they navigate through the emotional, financial, and legal aspects of a divorce. I am a trial attorney, certified collaborative divorce attorney, and certified mediator in Ann Arbor, Michigan. I focus solely in family law, and assist my clients with traditional litigation, negotiated settlements, mediation, arbitration, and collaborative divorce.
I help families with their issues in areas of divorce, custody, parenting time, child support, spousal support, and property division, along with post-judgment issues that arise in those areas. I do...
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Steven Cernak
Novi, MI Attorney
Antitrust, Appeals and Business
University of Michigan Law School
More than 30 years of antitrust counseling experience, first as lead competition lawyer at General Motors and nearly ten years at leading firms. Distribution and trade association counseling specialities along with HSR filings. Long-time ABA Antitrust Section leader and adjunct prof at two schools.
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Philip C. Curtis
Jackson, MI Attorney with 22 years of experience
Free ConsultationImmigration
Excellent immigration and criminal defense representation for reasonable flat fees. I am a solo practitioner and work directly with all my clients. Please contact me for a free case evaluation.
In my immigration practice I represent clients from all over Michigan, the country and the world with a particular focus on complex family-based immigration law including immigrant visa petitions, K1 fiance visas, naturalization and citizenship, adjustment of status and waivers of inadmissibility. I also specialize in certain classes of non-immigrant visas including TN, E1/E2, H1B and O1 visas.
My criminal defense practice is focused on representing defendants in misdemeanor...
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Robert W. Bishop
Ypsilanti, MI Lawyer with 22 years of experience
Bankruptcy
Michigan State University College of Law
Attorney Robert Bishop has been a licensed attorney and a member of the State Bar of Michigan since 2003. He has practiced exclusively in the area of consumer bankruptcy law. Robert has also managed bankruptcy operations at two of the largest financial services companies involved in debt purchase and collection. He graduated with Honor from Michigan State University in 1999 with a degree in Supply Chain Management. He earned his Juris Doctorate from Michigan State University Law School in 2003, graduating Cum Laude. Robert has attended the following seminars: Consumer Bankruptcy Association Seminar 2003, New Bankruptcy...
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Melvin J. Babi
Farmington Hills, MI Lawyer with 17 years of experience
(248) 434-4110
39500 High Pointe Blvd., Ste 155
Farmington Hills, MI 48375
Free ConsultationBankruptcy, Business and Real Estate
University of Detroit Mercy School of Law
Melvin J. Babi serves as the managing partner of Babi Legal Group, P.L.L.C. where he serves as managing partner of Babi Legal Group, P.L.L.C., a respected general practice law firm in Novi, Michigan. In his private practice, Mr. Babi advises consumers and small businesses in areas including bankruptcy, foreclosure defense, debt-resolution, real estate law, business law, corporate law, contract drafting and negotiating and criminal and civil litigation. Mr. Babi has assisted thousands of clients in Chapter 7 and Chapter 13 cases, saving their homes, vehicles and other assets with strategic bankruptcy planning. He has also saved his clients...
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Matthew J. Turchyn
Bloomfield Hills, MI Attorney with 12 years of experience
(248) 335-5000
1760 S. Telegraph Road, Suite 300
Bloomfield Hills, MI 48302
Appeals, Business and Securities
Michigan State University
I am a Partner at Hertz Schram PC specializing in civil litigation and appeals.
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Paul J. Tafelski
Bloomfield Hills, MI Lawyer with 30 years of experience
Free ConsultationWhite Collar Crime
Michigan State University College of Law
Paul Tafelski has been practicing law in Michigan for over 20 years.
Mr. Tafelski is a graduate of Michigan State University and Michigan State University College of Law. He is a member of the Michigan State Bar Association, American Bar Association, National College for DUI Defense, Criminal Defense Lawyers of Michigan, Oakland County Bar Association and the Advocates (Polish Bar Association).
He is admitted to practice in all state and federal courts in Michigan as well as the United States Supreme Court. He has obtained Not Guilty verdicts in felony and misdemeanor trials and his efforts to attack questionable evidence...
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Daniel H. Moss
Farmington Hills, MI Lawyer with 56 years of experience
(248) 855-5656
30665 Northwestern Hwy
# 200
Farmington Hills, MI 48334
Arbitration & Mediation
Wayne State University Law School
With over 45 years of experience, Daniel Moss has handled thousands of family law matters. In most cases, he is able to amicably resolve issues directly with other lawyers or through the process of mediation without a trial. Contact him today for a consultation.
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Stuart M. Feldheim
Farmington Hills, MI Attorney with 49 years of experience
Free ConsultationWorkers' Comp
University of Cincinnati College of Law
Stuart M. Feldheim has lived and worked in metro Detroit for almost four decades. He specializes in personal injury, medical malpractice, workplace injury, products liability, and premises liability claims. Mr. Feldheim has extensive experience representing injured claimants. He has practiced in the field of personal injury since graduating from the University of Cincinnati College of Law and obtaining his Juris Doctor in 1976.
Mr. Feldheim opened his own firm in 1992. He helps injured people in both Michigan and Ohio, as he is licensed to practice before the state courts and Federal District Courts of both states. Mr. Feldheim is...
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Leonid Garbuzov
Farmington Hills, MI Attorney with 18 years of experience
Free ConsultationBoston University School of Law
He has represented a variety of clients ranging from private persons to international corporations. He is especially proud of working extensively with the Hispanic, Russian, Ukrainian, Arabic and Asian communities within the State of Michigan.
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Matthew Klakulak
Southfield, MI Attorney with 25 years of experience
Appeals
Wayne State University Law School
Matt Klakulak clerked for Justice Marilyn Kelly of the Michigan Supreme Court his first year out of law school and shortly thereafter joined Robert Harrison & Associates, PLC, where he remained for 10 years. More than half that firm’s practice was criminal defense, and he had the opportunity to work on some very high profile cases as well as practice in the areas of personal injury, employment and appellate law, among others.
Research and writing has always been a point of strength and passion in Matt Klakulak's practice of law. He joined the Fieger Firm in 2011 to focus his efforts...
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John Martin Hilla
Livonia, MI Attorney with 19 years of experience
Bankruptcy, Business, Real Estate and Trademarks
The George Washington University Law School and Wayne State University Law School
John Hilla is the managing attorney of Noble Path Legal PLLC in Livonia, Michigan, a boutique civil and transactional practice specializing in trademark registration, real estate transactions, business legal services, and consumer bankruptcy.
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Mark Bredow
Bloomfield Hills, MI Lawyer with 30 years of experience
(248) 795-5516
41000 Woodward Avenue
Suite 350 East
Bloomfield Hills, MI 48304
Free ConsultationBankruptcy
Wayne State University Law School
Bredow Law PLC Offers a true $0 Down Chapter 7 Bankruptcy. You can start with us today for $0. You pay only the filing fee. Low-income families may qualify for a filing fee waiver. We will help you get a free credit report and we'll pay the cost of your pre-bankruptcy credit counseling class. Legal fees start as low as $49.00, and there's no payment for up to 30 days.
I enjoy helping ordinary people seek protection from creditors both inside and outside of bankruptcy. In my 26 years in the law of debt collection...
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Evan Ficaj
Livonia, MI Attorney
Free ConsultationBusiness, Entertainment & Sports, IP and Trademarks
Wayne State University Law School
Evan Ficaj (pronounced Fitz–Eye) is a skilled attorney who deeply understands the dreams and hurdles encountered by artists, entrepreneurs, and small business owners. With extensive experience in business and corporate law, contracts, entertainment, finance, estate planning, technology, public relations, and management, Evan is a formidable ally for those prepared to make a substantial impact.
Before establishing the Evan Ficaj Law Firm, Evan held the position of Attorney Advisor at the US Small Business Administration. He advised over 4,000 small business loans spanning all 50 states, DC, Puerto Rico, and Guam. His proficiency in business and corporate law, loan compliance, and closing...
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Kent Bieberich
Battle Creek, MI Lawyer with 36 years of experience
Free ConsultationCollege of William and Mary
The best part of being a lawyer is helping others with their legal issues. I don’t pay for TV advertisements or premium on-line placements. Instead, I do the best I can at a fair price for my valuable clients who in turn pay me the ultimate compliment by referring me to others who may need legal services. Here are a few things I ask you to consider.
- I deal directly with my clients. I do not pass you on to a junior associate; I do the actual work, which I continue to find interesting and rewarding.
-I work...
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Louis C. Szura
Southfield, MI Attorney with 21 years of experience
Business and Employment
Cornell Law School and University of Michigan - Ann Arbor
Louis C. Szura practices in the area of health care law and business litigation. Mr. Szura focuses on advising and representing health care providers from all areas on the formation and operations of their businesses and in various types of litigation. He has experience with practice formation; contract negotiations; employment disputes; management contracts; noncompete agreements; insurance and network provider disputes; HIPAA; Stark; AKS; and other compliance and license issues. Mr. Szura has also represented numerous whistleblowers under the federal False Claims Act, Michigan Medicaid Act, and other similar statutes. He is an active council member of the State Bar of...
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Ramona Howard
Southfield, MI Lawyer with 32 years of experience
Appeals
Wayne State University Law School
Ramona Howard was born and raised in the Metro Detroit area. She earned both her undergraduate and law degrees from Wayne State University. After earning her Juris Doctor, she began her legal career working for a small personal injury firm, and it was there that she cultivated her interest in medical malpractice litigation.
With the exception of a year spent working in the Pre-Hearing division of the Michigan Court of Appeals, Ramona has dedicated her entire legal career representing clients with medical malpractice and personal injury claims at both the trial and at the appellate levels.
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Nicolas Guibert de Bruet
Birmingham, MI Lawyer with 7 years of experience
Arbitration & Mediation, Business, IP and International
Wayne State University Law School
Nicolas Guibert de Bruet consults as an attorney and engineering leader dedicated to helping businesses strategize and successfully navigate the technology maze. His practice revolves around advising technology-intensive businesses on how to start-up, operate, innovate and protect intellectual property assets to keep the business viable. He also concentrates on privacy law compliance, cybersecurity risk management, aviation regulations and transnational agreements.
Mr. Guibert de Bruet has worked as a technical expert and manager in the electronics and software industry for two decades. He has accepted assignments for a wide array of applications in the areas of defense, utilities, court systems, consumer electronics,...
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Kira Damusis
Westland, MI Lawyer with 11 years of experience
Free ConsultationBankruptcy
Michigan State University
A staunch champion of injury victims throughout her career, Kira Damusis has a wealth of pre-litigation and litigation experience which she gained working as an attorney at a number of Detroit area law firms before joining The Smith Law Offices, where she has brought her expertise in handling automobile accidents, premises liability, dog bites, and has further expanded into family law, bankruptcy, debt negotiation and collections.
Kira first entered the world of personal injury practice before becoming licensed to practice working as a law clerk while she studied for the Michigan State Bar Exam. With both personal and professional experience of...
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Lukas M. Sikorski
Livonia, MI Attorney with 12 years of experience
Free ConsultationBankruptcy
Wayne State University Law School
Attorney Lukas M. Sikorski graduated from the University of Michigan - Dearborn with a bachelors degree in anthropology and a minor in psychology in 2007. Lukas also attended the Warsaw School of Economics (Szkola Glowna Handlowa) in Warsaw, Poland. After graduating, he attended Wayne State University Law School where he received his Juris Doctor. He is a member of the State Bar of Michigan and the Eastern District of Michigan. He is also a state certified small claims mediator.
Before joining The Sikorski Law Firm, Lukas spent two years working for a solo practitioner in Wayne, Michigan. He also worked a...
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Danny A. Kallabat
Southfield, MI Lawyer with 28 years of experience
Free ConsultationUniversity of Detroit Mercy School of Law
I am an experienced attorney and have been practicing law for 23 years and have handled thousands of cases. I always focus on obtaining the best possible results. I am very aggressive and dedicated to client satisfaction. Last year I was named as one of Michigan's Super Lawyers.
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Derek T. Howard
Bloomfield Hills, MI Lawyer with 18 years of experience
(248) 237-7300
838 W Long Lake Rd
Suite 211
Bloomfield Hills, MI 48302
Free ConsultationArbitration & Mediation and Business
Western Michigan University Cooley Law School
Derek Howard was a longtime Judicial Staff Attorney in Oakland County’s Business Court. In 2019, Derek launched his own business law firm and has quickly enjoyed a string of business litigation success, including multiple cases featured in legal publications.
Derek has also published articles on various topics including, software disputes, fraud, and mediation.
In 2023, Derek teamed up with Joseph Doerr and Sara MacWilliams to form a firm that offers clients a deeper bench of expertise and legal support, while maintaining the individualized, attentive service the partners are known for. Doerr MacWilliams Howard PLLC offers highly skilled, personalized legal services...
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Devin Bone
Bloomfield Hills, MI Attorney with 10 years of experience
Free ConsultationBusiness and Securities
Michigan State University College of Law
Devin is a partner at Paesano Akkashian, PC. He has successfully litigated complex business and securities matters in state and federal courts across Michigan and the United States.
Devin’s securities practice spans both litigation and transactional work. On the litigation side, he represents investors and corporations in shareholder disputes and regulatory investigations conducted by the SEC and state securities agencies. His experience also includes handling FINRA arbitration cases, where he represents customers and brokers in investment disputes, employment claims, and other industry matters. On the transactional side, Devin advises companies on compliance with the Securities Act of 1933 and the...
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Katherine R. Sikorski
Livonia, MI Lawyer with 13 years of experience
Free ConsultationBankruptcy
Wayne State University Law School
Attorney Katherine R. Sikorski graduated from Michigan State University with a bachelors degree in political science. After graduating, she attended Wayne State University Law School where she received her Juris Doctor. She also earned an LLM degree in taxation. She is a member of the State Bar of Michigan, the Eastern District of Michigan, and the Northern District of Illinois. Additionally, she is a state certified small claims mediator.
Katherine spent two years working for an esteemed firm in downtown Detroit which focuses pimarily on medical malpractice defense. Since founding The Sikorski Law Firm, Katherine has focused primarily on family law....
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Randy Lee Calvin
Southfield, MI Attorney with 14 years of experience
Free ConsultationBankruptcy
Regent University School of Law
Mr. Randy L. Calvin was born and raised in Dearborn, MI, and graduated from Dearborn High School. He then went on to Liberty University in Lynchburg, VA where he received a bachelor's degree in business. He attended law school at Regent University in Virginia Beach, VA. During his time there he interned at the Portsmouth Commonwealth Attorney's Office in Portsmouth, VA. He focuses his practice on Criminal Defense, Personal Injury, Bankruptcy and Social Security Disability. He has been a great advocate for all his clients. Mr. Calvin has helped clients wipe hundreds of thousands of debt through...