Claimed Lawyer ProfileSocial Media
Tad Roumayah
Southfield, MI Lawyer with 14 years of experience
Employment
Wayne State University Law School
Tad Roumayah focuses his practice primarily on employment litigation, representing employees who have encountered discrimination and retaliation, including violations of Title VII of the Civil Rights Act of 1964, the Family Medical Leave Act and the Americans with Disabilities Act, wrongful discharge, whistleblower protection claims, wage and hour violations and other employment issues and disputes. Additionally, he represents people and businesses involved in contract disputes and business torts, and advises companies on their human resource policies, procedures, and other employment-related matters.
Tad has been successful in litigating employment cases in both state and federal court. That said, he also appreciates that...
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Kelly M. Neumann
Detroit, MI Lawyer with 23 years of experience
Free ConsultationEmployment, Environmental, Products Liability and Workers' Comp
New England Law | Boston
Attorney Kelly M. Neumann who is originally from Grosse Pointe, Michigan received a dual major in Criminal Justice and Political Science at Adrian College in Adrian, Michigan and received her Juris Doctor from the New England School of Law in Boston, Massachusetts.
Neumann has worked with Boston City Counsel's Legislation Department, the Trial Division of the Attorney General's Office of Massachusetts and at an Insurance Defense Law firm. She also ran the Tort and Workers Compensation Department at one of the biggest personal injury law firms on the East Coast.
Neumann has successfully settled a personal injury matter for over $9 million,...
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Jeremy Belanger
Southfield, MI Attorney with 8 years of experience
Administrative and Business
Michigan State University and Eastern Michigan University
Jeremy Belanger is a Health Care attorney and his practice focuses on business arrangements, employment contracts, and regulatory compliance . Jeremy is a member of the Health Care Compliance Association and Certified in Healthcare Compliance, a rigorous training and review process requiring 20 credits in compliance and a minimum of 1,500 hours in direct compliance practice. He has worked on Federal qui tam cases involved the Anti-kickback, 42 U.S.C. § 1320a-7b, and the Stark Law, 42 U.S.C. § 1395nn. Jeremy successfully argued a case before the Michigan Court of Appeals reversing an order by the Bureau of Professional Licensing. Recently,...
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Gus M. Shihab
Southfield, MI Lawyer with 31 years of experience
Immigration
Capital University Law School
AV Rated by Martindale-Hubble
Life Member – Multimillion Dollar Advocates Forum
10.0/10.0 Avvo Rating
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Stuart Sandweiss
Southfield, MI Attorney with 24 years of experience
Bankruptcy
University of Detroit Mercy, Tulane-Albany Summer Program at McGill University and Tulane / Cardozo International Institute in Jerusalem Israel
HELPING PEOPLE FOR OVER 20 YEARS!
Stuart Sandweiss, C.P.A., Esq., President of Metro Detroit Bankruptcy Law Group and the Legal Solutions Group is passionate about the people he represents and the cases that he accepts. For the past two decades, Mr. Sandweiss has zealously represented people in a wide variety of both federal and state court litigation cases – criminal, civil, tax and probate, as well a representing consumers in a large number of bankruptcy cases and bankruptcy adversary proceedings. While some attorneys specialize in a particular practice area – Stuart Sandweiss concentrates on enforcing and/or defending his clients’ legal rights...
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Marc Lipton
Southfield, MI Attorney
Free ConsultationProducts Liability
Harvard Law School
Marc E. Lipton earned his bachelor’s degree from the University of Michigan., graduating with high distinction. from the University of Michigan. He went to Harvard Law School where he received his Juris Doctor and graduated Cum Laude.
Marc is the longest-serving current member of Lipton Law. He was admitted to the Michigan State Bar in 1990 and joined his father’s firm the same year. He began serving as a managing partner as well as handling complex litigation.
Marc focuses his practice on complex catastrophic injury and wrongful death cases. He has been the lead counsel on many cases resulting in multi-million-dollar...
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Steven Cernak
Novi, MI Attorney
Antitrust, Appeals and Business
University of Michigan Law School
More than 30 years of antitrust counseling experience, first as lead competition lawyer at General Motors and nearly ten years at leading firms. Distribution and trade association counseling specialities along with HSR filings. Long-time ABA Antitrust Section leader and adjunct prof at two schools.
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John Martin Hilla
Livonia, MI Attorney with 19 years of experience
Bankruptcy, Business, Real Estate and Trademarks
The George Washington University Law School and Wayne State University Law School
John Hilla is the managing attorney of Noble Path Legal PLLC in Livonia, Michigan, a boutique civil and transactional practice specializing in trademark registration, real estate transactions, business legal services, and consumer bankruptcy.
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Melvin J. Babi
Farmington Hills, MI Lawyer with 17 years of experience
(248) 434-4110
39500 High Pointe Blvd., Ste 155
Farmington Hills, MI 48375
Free ConsultationBankruptcy, Business and Real Estate
University of Detroit Mercy School of Law
Melvin J. Babi serves as the managing partner of Babi Legal Group, P.L.L.C. where he serves as managing partner of Babi Legal Group, P.L.L.C., a respected general practice law firm in Novi, Michigan. In his private practice, Mr. Babi advises consumers and small businesses in areas including bankruptcy, foreclosure defense, debt-resolution, real estate law, business law, corporate law, contract drafting and negotiating and criminal and civil litigation. Mr. Babi has assisted thousands of clients in Chapter 7 and Chapter 13 cases, saving their homes, vehicles and other assets with strategic bankruptcy planning. He has also saved his clients...
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Kenneth V Zichi
Fowlerville, MI Attorney with 38 years of experience
(810) 299-5222
1360 W. Grand River Ave, Howell MI
PO Box 1121
Fowlerville, MI 48836
Free ConsultationInsurance Claims and Real Estate
University of Michigan - Ann Arbor
Helping Livingston County residents navigate the legal system for 30 years. I focus on Wills, Trusts, Estate Planning and Probate, with a significant portion of my practice also concerning Real Estate and general civil litigation. If you have questions or issues with your home, a cabin up north, or want to insure your family is cared for after you are gone, I'd be happy to meet with you, perhaps bust some myths, and certainly insure YOUR and your family's needs are met. Call for an appointment today!
Claimed Lawyer Profile
Nicholas Alexander Coulson
Detroit, MI Attorney with 11 years of experience
Free ConsultationConsumer, Environmental, Products Liability and Securities
University of Minnesota Law School
Nick Coulson is a trial lawyer who dedicates his practice to cases with complex legal and factual issues, including class actions, mass torts, and mass arbitrations. Nick is the rare lawyer (especially amongst those who prosecute class actions) who devotes significant time and effort to actually taking cases to trial. Apart from his more traditional legal qualifications, Nick is particularly proud to be a 2022 graduate of the three week trial skills college at the Gerry Spence Method at Thunderhead Ranch. That program teaches dedicated lawyers for people—not institutions of power—groundbreaking skills for presenting clients’ cases to a jury. Nick...
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Samir Dahman
Ann Arbor, MI Attorney with 17 years of experience
Free ConsultationBusiness, Immigration, Insurance Claims and International
Ohio State University - Columbus
At Dahman Law, we are passionate about providing exceptional, client-focused legal services. We handle commercial litigation, business law, employment, and estate planning matters across Ohio and Michigan. But what makes Dahman Law different from other law firms is that you will know up front how much you can expect to pay for legal services, instead of wondering how much you will end up being charged at the end. Samir Dahman founded Dahman Law after practicing for years at Ohio's largest law firms. His practice includes commercial litigation, business law, employment, and estate planning. ...
Claimed Lawyer Profile
Kenneth Wayne Demers
Detroit, MI Attorney with 28 years of experience
Free ConsultationBankruptcy
Michigan State University College of Law
I was born and raised in the lakes region of Oakland County in a little town called Union Lake. Union Lake is situated at the crossroads of Waterford Township, White Lake Township, West Bloomfield Township and Commerce Township hence the name Four Towns, known only by locals. I began my legal career with Wayne County Neighborhood Legal Services in their general litigation section taking my experience in consumer law with me into private practice. I currently practice all types of Consumer Law specializing in Bankruptcy, Estate Planning, Landlord-Tenant and Probate Law. I maintain a presence in Downtown...
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Meghan Kennedy Riordan
Detroit, MI Lawyer with 35 years of experience
Immigration
University of Detroit Mercy School of Law
Meghan Kennedy Riordan has 25 years of experience in all aspects of immigration law. She has extensive experience in both employment-based and family related immigration law, issues of inadmissibility and removability, and naturalization/citizenship, as well as inbound/outbound corporate migration, immigration-related audits and I-9 compliance.
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William Orlewicz
Dearborn, MI Attorney with 13 years of experience
Free ConsultationUniversity of Detroit Mercy School of Law
Experienced data privacy and cybersecurity attorney handling:
Cybersecurity incident response and data breaches
Breach notification and remediation
Regualtory enforcement actions and litigation
Compliance with GDPR and CCPA
Compliance with HIPAA and GLBA
Compliance with financial/insurance industry data security laws
Implementation of security standards, i.e. NIST, ISO, SOC2, PCI-DSS
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Daniel B. Makled
Dearborn, MI Attorney with 10 years of experience
Free ConsultationConsumer
University of Detroit Mercy School of Law
Since graduating from law school, Dan has helped many people who were victims of negligence; he loves what he does and considers going to law school the best decision of his life. One of Dan’s favorite parts of the legal process is the one-on-one conversations he has with his clients. Listening to a client’s story, Dan becomes a trusted family friend, rather than just a lawyer. He finds these relationships extremely gratifying, particularly when he secures a full, fair settlement that the insurance company had been delaying or denying.
The history of the Dan Makled Law Firm is to provide quality...
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William Weise
Ann Arbor, MI Lawyer with 30 years of experience
Free ConsultationAppeals and White Collar Crime
Western Michigan University Cooley Law School
William Weise brings with him a history of getting exceptional results with criminal defense charges and experience handling major cases such as homicides and felony violent crimes. He also has familiarity with innovative defense and trial techniques stemming from evidence related to latent fingerprints, cellular triangulation and other tracking technologies. Bill Weise uses aggressive and creative defense strategies to give his clients the edge on getting the best possible results in all types of criminal cases including violent crimes, DUI defense, sex crimes and drug charges. Changes to the medical marijuana laws involving acceptable amounts of the drug to be...
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Marcie Ridley
Ann Arbor, MI Lawyer with 22 years of experience
Free ConsultationAppeals and White Collar Crime
Western Michigan University Cooley Law School
Marcie Ridley is a graduate of the University Tennessee Martin and the Thomas M. Cooley Law School. She began her legal career working at the Federal Public Defenders Office of Western Michigan and as a law clerk for Grabel & Associates. After passing the bar in 2002, Marcie became an associate attorney at Grabel & Associates. Marcie Ridley handles mostly driver's license restoration cases for Grabel & Associates, an area she excels in. In her free time, Marcie enjoys spending time with her family and being active in her community.
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Joseph Brugnoli
Ann Arbor, MI Attorney with 12 years of experience
Free ConsultationWestern Michigan University Cooley Law School
Joseph Brugnoli has always been driven to defend and protect; first by serving in the in the Army in the 75th Ranger Regiment then as a police officer. Becoming an attorney felt like the natural progression for his future and he found that his law enforcement background served as an invaluable asset to his clients. His time in the Army paired with almost 11 years as a police officer has put him through just about every type of intense situation and taught him how to come out ahead. Battle tested and razor sharp, Joseph Brugnoli’s unique background allows him to...
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Lana Panagoulia
Ann Arbor, MI Attorney with 19 years of experience
122 S. Main Street
Suite 370
Ann Arbor, MI 48104
Appeals, Arbitration & Mediation, Business and Entertainment & Sports
University of Detroit Mercy School of Law
Ann Arbor divorce attorney Lana Panagoulia serves several counties in Michigan including: Washtenaw, Lenawee, Oakland, Monroe, Livingston, Jackson, Genesee, Ingham and Macomb Counties. Working in the courts and schools, Lana is an experienced divorce and family lawyer and is dedicated to providing top divorce and family law representation. Lana Panagoulia serves individuals, families, and children in all family law matters, including divorce, child custody, alimony, child support, guardianship, same-gender legal matters, and property division. Although she has a full-service law firm, she concentrates her practice in the area of domestic relations matters. Lana has a teaching background with a...
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Beverly M. Griffor
Ypsilanti, MI Lawyer with 17 years of experience
Business, IP and Trademarks
Ave Maria School of Law
Attorney Beverly M. Griffor was first licensed in Michigan and has since become involved in litigation and research nationwide. She diligently represents the interests of each of her clients. Beverly graduated from the University of Michigan with a double majored Bachelors degree in Psychology and Sociology and a minor in Philosophy. In each major, Beverly sub-concentrated in both Criminology and Social Inequality. She also graduated as a member of honor societies in all three of her concentrations. Beverly received her Juris Doctor from Ave Maria School of Law, focusing her studies on trial...
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Joel T. Finnell
Lansing, MI Attorney with 14 years of experience
Appeals
Western Michigan University Cooley Law School
Joel T Finnell is an appellate specialist at Sinas Dramis Law Firm, which is headquartered in Lansing, Michigan. In this unique role, Joel is often called upon by attorneys at the firm and within the community for additional legal support in heavily defended cases. While his skills and expertise are vast, Joel dedicates a large portion of his practice to auto no-fault law, motor vehicle accidents, and complicated wrongful death cases. He graduated cum laude from Western Michigan University's Thomas M. Cooley Law School and earned his undergraduate degree from Eastern Michigan University. He is admitted to practice in the...
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Marshall Lasser
Southfield, MI Lawyer with 49 years of experience
Free ConsultationEmployment and Workers' Comp
Harvard Law School
I've represented injured workers in worker's compensation cases for over 40 years - truckdrivers (Teamsters and non union), warehousemen, building tradesmen (including electricians, millwrights, pipefitters, plumbers), SMART drivers, and factory workers. I also handle vehicle accident claims for negligence and PIP benefits (against insurers), and claims for injuries on or off the job, such as dog bites, slip and fall, construction accidents. Persistant, aggressive, tough, intelligent - these are the words insurance company lawyers have used to describe me.
I've taken cases to the Michigan Supreme Court and the United States Supreme Court and won them, for injured workers....
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Matthew Turner
Southfield, MI Attorney with 32 years of experience
Employment
Detroit College of Law
Matthew Turner is a senior shareholder with Sommers Schwartz, and focuses his practice on medical malpractice, legal malpractice, ERISA, and class action matters.
Fighting for and protecting the rights of his clients is the most important part of Matt’s profession. During law school, he was a law clerk for Oakland County Circuit Court Judge Richard Kuhn, and after graduation, he joined his family’s law firm where he litigated a broad range of matters involving business disputes, employment discrimination, dental malpractice, auto accident, slip and fall, and significant cases of death and catastrophic loss.
Matt has appeared before the United States Supreme Court,...
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Evan Ficaj
Livonia, MI Attorney
Free ConsultationBusiness, Entertainment & Sports, IP and Trademarks
Wayne State University Law School
Evan Ficaj (pronounced Fitz–Eye) is a skilled attorney who deeply understands the dreams and hurdles encountered by artists, entrepreneurs, and small business owners. With extensive experience in business and corporate law, contracts, entertainment, finance, estate planning, technology, public relations, and management, Evan is a formidable ally for those prepared to make a substantial impact.
Before establishing the Evan Ficaj Law Firm, Evan held the position of Attorney Advisor at the US Small Business Administration. He advised over 4,000 small business loans spanning all 50 states, DC, Puerto Rico, and Guam. His proficiency in business and corporate law, loan compliance, and closing...
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Robert Lantzy
Flint, MI Attorney with 28 years of experience
Free ConsultationProducts Liability and Workers' Comp
Michigan State University College of Law
Robert J. Lantzy received his undergraduate degree from Central Michigan University in 1993 and graduated cum laude from Michigan State University College of Law in 1997. Mr. Lantzy is an experienced trial attorney and has concentrated his practice in several areas of civil litigation, including lead paint exposure, trucking accident cases, premises liability cases, and wrongful death lawsuits.
Robert is licensed to practice law in Michigan and Ohio. He is a member of the American Bar Association, Michigan Association for Justice, and the Macomb County Bar Association.
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Christopher Wayne Jones
Warren, MI Lawyer with 20 years of experience
Free ConsultationBankruptcy
Michigan State University and Ave Maria School of Law
Acclaim Legal Services is a Michigan bankruptcy based law firm that specializes in:
• Debt resolution
• Foreclosure Prevention
• Chapter 13 bankruptcy for debt consolidation
• Chapter 7 bankruptcy for debt elimination
• Debt Settlement
We provide legal assistance with:
• Stopping Home Foreclosures
• Removing second mortgages or home equity loans
• IRS tax levies
• Vehicle Repossessions
• Creditor Harassment
• Overwhelming credit card and medical bills
• Judgments and Garnishments
• Credit Restoration
Our debt resolution programs are designed to repair and improve credit. We are proud members of the Better Business Bureau and have earned an A+ Rating.
We offices in: Ann Arbor, Flint, Southfield, Dearborn and Southfield, Michigan. We offer free initial consultation. Please call us...
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Matthew Klakulak
Southfield, MI Attorney with 25 years of experience
Appeals
Wayne State University Law School
Matt Klakulak clerked for Justice Marilyn Kelly of the Michigan Supreme Court his first year out of law school and shortly thereafter joined Robert Harrison & Associates, PLC, where he remained for 10 years. More than half that firm’s practice was criminal defense, and he had the opportunity to work on some very high profile cases as well as practice in the areas of personal injury, employment and appellate law, among others.
Research and writing has always been a point of strength and passion in Matt Klakulak's practice of law. He joined the Fieger Firm in 2011 to focus his efforts...
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Lawrence J. Buckfire
Flint, MI Attorney
Free ConsultationInsurance Claims and Workers' Comp
Wayne State University Law School
Lawrence J. Buckfire earned his undergraduate degree in economics from the University of Michigan in 1986 and his juris doctor degree from Wayne State University School of Law in 1989. He is admitted to practice law in the State of Michigan and the State of Ohio. He was recently named a "Best Personal Injury Lawyer" by a Detroit business magaizne.
Lawrence is a highly skilled trial attorney with a reputation for meticulous trial preparation and presentation. Mr. Buckfire has achieved the highest possible rating for ability and integrity in the legal profession. He specializes in child lead paint poisoning, wrongful...
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Robert W. Bishop
Port Huron, MI Lawyer with 22 years of experience
Bankruptcy
Michigan State University College of Law
Attorney Robert Bishop has been a licensed attorney and a member of the State Bar of Michigan since 2003. He has practiced exclusively in the area of consumer bankruptcy law. Robert has also managed bankruptcy operations at two of the largest financial services companies involved in debt purchase and collection. He graduated with Honor from Michigan State University in 1999 with a degree in Supply Chain Management. He earned his Juris Doctorate from Michigan State University Law School in 2003, graduating Cum Laude. Robert has attended the following seminars: Consumer Bankruptcy Association Seminar 2003, New Bankruptcy...
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Matthew J. Turchyn
Bloomfield Hills, MI Attorney with 12 years of experience
(248) 335-5000
1760 S. Telegraph Road, Suite 300
Bloomfield Hills, MI 48302
Appeals, Business and Securities
Michigan State University
I am a Partner at Hertz Schram PC specializing in civil litigation and appeals.
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Ronald William Chapman II
Troy, MI Lawyer
Free ConsultationWhite Collar Crime
When facing a federal criminal indictment Ronald W. Chapman II is a trusted name in Federal Defendants. He's a seasoned attorney with an unmatched record of securing acquittals in high-profile cases. With over 15 years of experience, Ron has solidified his position as a leader in federal criminal defense, specializing in white-collar crime, health care fraud, and opioid prescribing prosecutions.
Renowned for his expertise, Ron frequently shares his insights on esteemed national television stations like Fox News, BBC World, and Scripps News, offering his analysis on the latest developments in federal criminal cases.
Ron's accomplishments extend far beyond the courtroom. Having successfully...
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Ronald Chapman
Troy, MI Attorney with 39 years of experience
Business, Insurance Defense and White Collar Crime
Loyola University Chicago School of Law and Wayne State University Law School
Ronald W. Chapman is the owner of Chapman Law Group and has been practicing law for over 25 years in Michigan and Florida. He is AV® Rated.
Ron is a recognized leader in the legal community and a frequent speaker in the area of medical malpractice and risk management. In 1997 Ron was ranked as one of the top ten speakers for Skillpath, Inc. Ron graduated from California State University, Sacramento (BA, Cum Laude 1979), University of Southern California School of Administration (MPA 1980) and Wayne State Law School (JD 1984). After receiving an Honorable Discharge from the United States Air...
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Paul J. Tafelski
Bloomfield Hills, MI Lawyer with 30 years of experience
Free ConsultationWhite Collar Crime
Michigan State University College of Law
Paul Tafelski has been practicing law in Michigan for over 20 years.
Mr. Tafelski is a graduate of Michigan State University and Michigan State University College of Law. He is a member of the Michigan State Bar Association, American Bar Association, National College for DUI Defense, Criminal Defense Lawyers of Michigan, Oakland County Bar Association and the Advocates (Polish Bar Association).
He is admitted to practice in all state and federal courts in Michigan as well as the United States Supreme Court. He has obtained Not Guilty verdicts in felony and misdemeanor trials and his efforts to attack questionable evidence...
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Mark Bredow
Bloomfield Hills, MI Lawyer with 30 years of experience
(248) 795-5516
41000 Woodward Avenue
Suite 350 East
Bloomfield Hills, MI 48304
Free ConsultationBankruptcy
Wayne State University Law School
Bredow Law PLC Offers a true $0 Down Chapter 7 Bankruptcy. You can start with us today for $0. You pay only the filing fee. Low-income families may qualify for a filing fee waiver. We will help you get a free credit report and we'll pay the cost of your pre-bankruptcy credit counseling class. Legal fees start as low as $49.00, and there's no payment for up to 30 days.
I enjoy helping ordinary people seek protection from creditors both inside and outside of bankruptcy. In my 26 years in the law of debt collection...
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Ray Richards
TROY, MI Attorney with 27 years of experience
Free ConsultationAppeals, Entertainment & Sports and White Collar Crime
The Ohio Northern University Pettit College of Law
Attorney Ray Richards your Counsel, Conscience and Champion!
Attorney Ray Richards II thriving State and Federal Criminal Defense, civil trial and business consulting strategy practice has been serving the Metro Detroit area for over nearly two decades! He is a proud, accomplished and experienced Trial attorney specializing in State and Federal Criminal Defense; Civil litigation and Corporate Transactions. A well respected courtroom advocate, he has tried and litigated criminal and civil cases Nationwide and represented clients internationally in the civil and criminal courts in the U.K., Canada and Spain.
Mr. Richards is known for his...
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Jalal J. Dallo
Bloomfield Hills, MI Lawyer with 15 years of experience
(248) 283-7000
36700 Woodward Ave Suite 103
Bloomfield Hills, MI 48304
Immigration and White Collar Crime
Western Michigan University Cooley Law School
J. Dallo is a skilled and experienced attorney who dedicated to criminal defense, asset forfeiture, and family-based immigration. He provides representation services to hard-working and high-value individuals, like yourself, who may have found themselves facing criminal charges. Attorney Dallo understands how much you have on the line as a high-priority individual, and that you can't afford any mistakes during your trial. That's where his services step in. Attorney Dallo can provide you with experienced no-nonsense representation so you leave the courtroom with dismissed and/or reduced charges.
Attorney Dallo's success comes from the fact he never overextends himself. He is selective...
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Robert Delisi
CLARKSTON, MI Attorney with 43 years of experience
Business and Real Estate
Wayne State University Law School
I am the senior partner and shareholder at the firm, focusing my practice on estate planning and succession planning. I counsel individuals and business owners on various aspects of estate and wealth transfer planning. My experience includes sophisticated tax planning techniques such as dynasty trusts, life insurance trust planning, charitable trust planning, family limited partnerships, and limited liability companies. Additionally, I am well-versed in probate, trust administration, and the formation of private foundations. I have been licensed to practice law in Michigan since 1981.
My transactional experience is extensive, particularly in the areas of commercial and residential real estate and business...
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Donald Petersen
Commerce Township, MI Attorney with 35 years of experience
Free ConsultationHarvard Law School
I primarily represent investors and entrepreneurs. I have handled large transactions and major litigation. I also handle smaller matters as the need arises.
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Michael Hollins Sr.
Flint, MI Lawyer with 10 years of experience
Free ConsultationBankruptcy
Western Michigan University
Michael Hollins, Sr. is a graduate of Western Michigan University - Thomas M. Cooley Law Schol where he received his Juris Doctorate. During law school, he worked as an intern to a prominent United States District Court Judge in the 6th circuit.
Mr. Hollins is known for his friendly and professional demeanor with clients and is a strong and passionate advocate in court. To Mr. Hollins, the best part of his job is when a client walks into his office overwhelmed by their financial circumstance and then walks out of his office armed with a plan to save their home, have a...